1047 Stillwater Rd, Waterloo, SC 29384 Property Records

Laurens County property record for 1047 Stillwater Rd, Waterloo, SC 29384

Property Summary

Property Type	Single Family Home
Lot Size	0.524 acres (22,831 sqft)
Owner	2 Individual Names on File
Last Sale	$222,500 (Aug 2020)
Tax Bill	$4,321 (2025)
Deeds & Mortgages	Apr 2022 Sale Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`210-01-01-027`

Property Details

APN / Parcel Number

Primary APN	`210-01-01-027`
Alternative APNs	`2100101027 95509189` `95509189`

Exterior

Lot Area	22,831 sqft (0.524 acres)

Location & Zoning

Street Address	1047 STILLWATER RD
City	WATERLOO
State	SC
Zip	29384-4136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 STILLWATER
Legal Subdivision	STILLWATER INC
Legal Lot Number	3
Jurisdiction	LAURENS SC
Township / Civil Division	PRINCETON
Census Block Group	2
Census Block	2013
Census Tract	920202

Owner

1047 Stillwater Rd is owned and occupied by two individuals who bought it in August 2020.

Source: Laurens County records, as of February 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1047 STILLWATER RD, WATERLOO, SC 29384-4136
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Deed, Transfer
Aug 17, 2020	Grant Deed, Transfer · FHA Mortgage ATLANTIC BAY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2020 · Amount on File
Deed Sale	Aug 17, 2020 · Amount on File
Deed Document Number	20206192
Deed Book / Page	1521 / 195
Prior Transfer Date	Apr 8, 2015
Prior Transfer Doc	0012060117
Record Updated	Jun 8, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LAURENS SC
Recording Date	Apr 4, 2022
Property Address	1047 STILLWATER RD, WATERLOO, SC 29384-4136
Document Number	0D16430212
Book / Page	D1643 / 212
Map Reference	MB 12 PG 161
Instrument Date	Mar 26, 2022
Instrument	2022003200
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Amount	Amount on Record
Tax	$819.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1047 STILLWATER RD, WATERLOO, SC 29384-4136

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAURENS SC
Recording Date	Aug 17, 2020
Property Address	1047 STILLWATER RD, WATERLOO, SC 29384-4136
Document Number	0015210195
Book / Page	001521 / 000195
Instrument Date	Aug 7, 2020
Instrument	6192
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$823.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1047 STILLWATER RD WATERLOO SC 293844136, WATERLOO, SC 29384-4136

Mortgage

Document Number	26110174
Date	Aug 17, 2020
Book Page	002611/000174
Instrument	6193

Lender

Name	ATLANTIC BAY MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 16, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1047 Stillwater Rd was $4,321, up 1.7% from the year before.

Source: Laurens County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Laurens County
Unified School District	Laurens School District 55 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,321.00 (+1.74%)	$12,480 (-) Land $5,400 Building $7,080
2024	$4,247.00 (+11.85%)	$12,480 (-) Land $5,400 Building $7,080
2023	$3,797.00 (-8.77%)	$12,480 (-) Land $4,160 Building $8,320	$208,000 (-) Building $208,000
2022	$4,162.00	$12,480 Land $5,400 Building $7,080	$208,000 (-) Land $90,000 Building $118,000
2021			$208,000 Land $90,000 Building $118,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1047 Stillwater Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1047 Stillwater Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.1% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000

May also be available: Piedmont Rural Telephone Cooperative, Vyve Broadband.

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