1047 Sard Ave, Montgomery, IL 60538 Property Records

Kane County property record for 1047 Sard Ave, Montgomery, IL 60538

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,628 sqft · built 1954
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on Record
Last Sale	$45,000 (May 2010)
Tax Bill	$5,916 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-28-352-025`

Property Details

APN / Parcel Number

Primary APN	`15-28-352-025`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,628 sqft Living Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	25,265 sqft (0.58 acres)
Garage Type	Detached
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Well

Location & Zoning

Street Address	1047 SARD AVE
City	MONTGOMERY
State	IL
Zip	60538-1218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART SW 1/4 SEC 28-38-8
Legal Range	08
Legal Township	38
Legal Section	28
Legal Block	1
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	1
Census Block	1008
Census Tract	854002

Owner

Source: Kane County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1047 SARD AVE, MONTGOMERY, IL 60538-1218
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2010 · Amount on Record
Deed Sale	May 19, 2010 · Amount on Record
Prior Sale	May 19, 2010
Deed Document Number	201032206
Last Transfer Date	Dec 1, 2010
Transfer Doc	0000005975
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1047 SARD AVE, MONTGOMERY, IL 60538-1218
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044467
Date	Jun 10, 2021
Instrument	2021K044467

Lender

Name	WEST SUBURBAN BANK
Type	Bank
Address	LOMBARD, IL 60148

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate	3.25%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Aurora Township
Municipality	Montgomery Village
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,916.00 (+6.98%) Homeowner's exemption	$89,156 (-5.56%) Land $9,888 Building $79,268	$267,575 (-5.56%) Land $29,676 Building $237,899
2024		$94,406 (+26.39%) Land $9,039 Building $85,367	$283,331 (+26.44%) Land $27,128 Building $256,203
2022	$5,530.00 (+4.93%) Homeowner's exemption	$74,697 (+7.41%) Land $7,369 Building $67,328	$224,091 (+7.41%) Land $22,107 Building $201,984
2021	$5,270.00 Homeowner's exemption	$69,544 Land $6,861 Building $62,683	$208,632 Land $20,583 Building $188,049

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY serves 28,956 people · EPA ID IL0894690
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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