1047 Ryde St, Saint Paul, MN 55103 Property Records

Ramsey County property record for 1047 Ryde St, Saint Paul, MN 55103

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,095 sqft · built 1916
Lot Size	0.079 acres (3,458 sqft)
Owner	Individual Name on File
Last Sale	$229,900 (Aug 2015)
Tax Bill	$6,210 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-29-23-24-0023`

Property Details

APN / Parcel Number

Primary APN	`26-29-23-24-0023`
Alternative APNs	`8450127` `132321`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,095 sqft Living Area
1st Floor Area	649 sqft
Basement Area	345 sqft
Finished Basement	345 sqft
Family Room	Family Room

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1952
Architectural Style	Cape Cod
Exterior Material	Combination
Construction Type	Wood
Lot Area	3,458 sqft (0.079 acres)
Lot Dimensions	91 ft deep x 38 ft wide
Garage Type	Attached
Garage Area	209 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	132321
Street Address	1047 RYDE ST
City	SAINT PAUL
State	MN
Zip	55103-1370
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MERCER AND MAGRAWS,ADDITION N 1/2 OF LOT 2 AND ALL OF LOT 3
Legal Range	23
Legal Township	29
Legal Section	26
Legal Subdivision	MERCER AND MAGRAWS,ADDITION
Legal Lot Number	2,3
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3003
Census Tract	31200

Owner

1047 Ryde St is owned and occupied by an individual who bought it in August 2015.

Source: Ramsey County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1047 RYDE ST, 3, SAINT PAUL, MN 55103-1370
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2015 · Amount on File
Deed Sale	Aug 13, 2015 · Amount on File
Prior Sale	Aug 18, 2004 · Amount on File
Deed Document Number	2015392901
Prior Transfer Date	Dec 2, 2013
Prior Transfer Doc	0004439239
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1047 RYDE ST, SAINT PAUL, MN 55103-1370
Document Number	0004819049
Instrument Date	Jun 20, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1047 RYDE ST ST PAUL MN 551031370, ST PAUL, MN 55103-1370

Mortgage

Document Number	0004819049
Date	Jun 29, 2020
Instrument	4819049

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1047 Ryde St was $6,210 with a homeowner's exemption, up 21.3% from the year before.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$369,200 (+9.01%) Land $26,700 Building $342,500	$369,200 (+9.01%) Land $26,700 Building $342,500
2025	$6,210.00 (+21.29%) Homeowner's exemption	$338,700 Land $26,700 Building $312,000	$338,700 Land $26,700 Building $312,000
2024	$5,120.00 (+1.23%)
2023	$5,058.00 Homeowner's exemption	$307,000 Land $26,700 Building $280,300	$307,000 Land $26,700 Building $280,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1047 Ryde St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1047 Ryde St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 627 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

Nearby Properties on Ryde St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures