McDowell County property record for 1047 Ridge Rd, Marion, NC 28752
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,295 sqft · built 1925 |
| Lot Size | 1.36 acres (59,400 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $601 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Dec 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1712-00-25-9767 |
| Primary APN | 1712-00-25-9767 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,295 sqft Heated Area |
| Gross Area | 1,689 sqft |
| 1st Floor Area | 935 sqft |
| Basement Area | 226 sqft |
| Unfinished Basement | 226 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 59,400 sqft (1.36 acres) |
| Lot Dimensions | 300 ft deep x 198 ft wide |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 79038 |
|---|---|
| Street Address | 1047 RIDGE RD |
| City | MARION |
| State | NC |
| Zip | 28752-4283 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.00 LT |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | MARION |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 970300 |
Source: McDowell County records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1047 RIDGE RD, MARION, NC 28752-4283 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO |
| Dec 15, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 1, 1996 |
| Deed Sale | Jan 1, 1996 |
| Deed Book / Page | 503 / 30 |
| Last Transfer Date | Dec 12, 2022 |
| Transfer Doc | 0014210844 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Jul 7, 2026 |
| Property Address | 1047 RIDGE RD, MARION, NC 28752-4283 |
| Document Number | 0000003253 |
| Book / Page | 1544 / 181 |
| Instrument Date | Jul 6, 2026 |
| Instrument | 20263253 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Address | 1047 RIDGE RD, MARION, NC 28752-4283 |
| Document Number | 0000003253, |
|---|---|
| Date | Jul 7, 2026 |
| Book Page | 1544/181 |
| Instrument | 20263253 |
| Name | WELLS FARGO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Dec 15, 2022 |
| Property Address | 1047 RIDGE RD, MARION, NC 28752-4283 |
| Document Number | 0014210844 |
| Book / Page | 1421 / 844 |
| Instrument Date | Dec 12, 2022 |
| Instrument | 2022007144 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1047 RIDGE RD, MARION, NC 28752-4283 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1047 RIDGE RD, MARION, NC 28752-4283 |
| Document Number | 2022007145 |
|---|---|
| Date | Dec 15, 2022 |
| Instrument | 2022007145 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
Source: McDowell County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $601.00 (+3.44%) | $84,180 (-) Land $30,000 Building $54,180 | |
| 2023 | $581.00 | $84,180 Land $30,000 Building $54,180 | $84,180 Land $30,000 Building $54,180 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures