1047 Ora Avo Dr, Vista, CA 92084 Property Records

San Diego County property record for 1047 Ora Avo Dr, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,054 sqft · built 1978
Lot Size	0.94 acres (40,946 sqft)
Owner	2 Individual Names on Record
Last Sale	$900,000 (Sep 2020)
Tax Bill	$11,821 (2025)
Deeds & Mortgages	Nov 2020 Line of Credit Sep 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`181-260-40-00`

Property Details

APN / Parcel Number

Primary APN	`181-260-40-00`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	3,054 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	40,946 sqft (0.94 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1047 ORA AVO DR
City	VISTA
State	CA
Zip	92084-6545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PAR 2 (EX ST) TR PM05213
Legal Subdivision	P5213
Legal Tract	5213
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2016
Census Tract	19208

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1047 ORA AVO DR, VISTA, CA 92084-6545
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2020	Deed of Trust, Mortgage · Line of Credit PACIFIC PREMIER BANK
Sep 1, 2020	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jun 9, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage STEARNS LENDING LLC
Jun 9, 2020	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO
Dec 13, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2020 · Amount on Record
Deed Sale	Sep 1, 2020 · Amount on Record
Prior Sale	Sep 23, 2016 · Amount on Record
Deed Document Number	2020503167
Prior Transfer Date	May 1, 2020
Prior Transfer Doc	0000295443
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1047 ORA AVO DR, VISTA, CA 92084-6545
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1711 CREEKSIDE LN, VISTA, CA 92081-4552

Mortgage

Document Number	0000691745
Date	Nov 5, 2020
Instrument	2020-0691745

Lender

Name	PACIFIC PREMIER BANK
Type	Bank
Address	IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 1, 2020
Property Address	1047 ORA AVO DR, VISTA, CA 92084-6545
Document Number	0000503167
Map Reference	PG 5213
Instrument Date	Aug 27, 2020
Instrument	2020-0503167
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1711 OAKSIDE LANE, OCEANSIDE, CA 92051

Mortgage

Document Number	0000503168
Date	Sep 1, 2020
Instrument	2020-0503168

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 9, 2020
Property Address	1047 ORA AVO DR, VISTA, CA 92084-6545
Document Number	0000295443
Map Reference	PG 5213
Instrument Date	May 1, 2020
Instrument	2020-0295443
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1047 ORA AVO DR, VISTA, CA 92084-6545

Mortgage

Document Number	0000295444
Date	Jun 9, 2020
Instrument	2020-0295444

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 9, 2020
Property Address	1047 ORA AVO DR, VISTA, CA 92084-6545
Document Number	0000295445
Instrument Date	May 1, 2020
Instrument	295445
Transaction Type	Transfer
Record Updated	Jun 17, 2020
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1047 ORA AVO DR VISTA CA 920846545, VISTA, CA 92084-6545

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 13, 2018
Property Address	1047 ORA AVO DR, VISTA, CA 92084-6545
Document Number	0000511012
Instrument Date	Aug 17, 2018
Instrument	511012
Transaction Type	Transfer
Record Updated	Dec 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1047 ORA AVO DR VISTA CA 920846545, VISTA, CA 92084-6545

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,015,316 (+2%) Land $575,409 Building $439,907
2025	$11,821.00 (+8.2%) Homeowner's exemption	$995,409 (+4.04%) Land $564,127 Building $431,282
2023	$10,925.00 (+0.25%) Homeowner's exemption	$956,758 Land $542,222 Building $414,536
2022	$10,898.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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