Union County and Union Township property record for 1047 Nicholas Ave, Union, NJ 07083
| Property Type | Single Family Home |
|---|---|
| Details | 1,575 sqft · built 1930 |
| Lot Size | 0.11 acres (4,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (Oct 2020) |
| Tax Bill | $9,866 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-04502-0000-00014 |
| Primary APN | 19-04502-0000-00014 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,575 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 4,800 sqft (0.11 acres) |
| Lot Dimensions | 120 ft deep x 40 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1047 NICHOLAS AVE |
|---|---|
| City | UNION |
| State | NJ |
| Zip | 07083-4817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | LARCHMONT ESTATES SEC 01 |
| Legal Block | 4502 |
| Legal Lot Number | 14 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 32902 |
1047 Nicholas Ave is owned and occupied by two individuals who bought it in October 2020.
Source: Union County and Union Township records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1047 NICHOLAS AVE, UNION, NJ 07083-4817 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 7, 2026 | Deed of Trust, Mortgage · Line of Credit AMERICAN AIRLINES FCU |
| Oct 19, 2020 | Deed, Transfer · FHA Mortgage ATLANTIC HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 19, 2020 · Amount on File |
| Deed Sale | Oct 19, 2020 · Amount on File |
| Prior Sale | Aug 17, 2007 · Amount on File |
| Deed Document Number | 2020329187 |
| Deed Book / Page | 6386 / 159 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 1047 NICHOLAS AVE, UNION, NJ 07083-4817 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0157442354 |
|---|---|
| Date | Jan 7, 2026 |
| Book Page | 15744/2354 |
| Instrument | 87261 |
| Name | AMERICAN AIRLINES FCU |
|---|---|
| Type | Credit Union |
| Address | DALLAS, TX 75261 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 6, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Oct 19, 2020 |
| Property Address | 1047 NICHOLAS AVE, UNION, NJ 07083-4817 |
| Document Number | 0063860159 |
| Book / Page | 6386 / 159 |
| Instrument Date | Aug 28, 2020 |
| Instrument | 329187 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | ALL PRO TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,975.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 39 LA GRANGE STB, 39, RARITAN, NJ 08869 |
| Name | Verified Name |
|---|---|
| Address | 1047 NICHOLAS AVE, UNION, NJ 07083-4817 |
| Document Number | 701377 |
|---|---|
| Date | Oct 19, 2020 |
| Instrument | 701377 |
| Name | ATLANTIC HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 1047 Nicholas Ave was $9,866, up 4.4% from the year before.
Source: Union County and Union Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Union Township |
| Unified School District | Union Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $42,300 (-) Land $17,300 Building $25,000 | $42,300 (-) Land $17,300 Building $25,000 | |
| 2025 | $9,866.00 (+4.36%) | $42,300 Land $17,300 Building $25,000 | $42,300 Land $17,300 Building $25,000 |
| 2024 | $9,454.00 | ||
| 2023 | $42,300 Land $17,300 Building $25,000 | $42,300 Land $17,300 Building $25,000 | |
| 2022 | $8,847.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1047 Nicholas Ave in Zone X, an area of minimal flood risk, though there have been 34 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 34 (1984–2023) |
| Claims Outside the SFHA | 10 of 34 |
| Most Recent Claim | Apr 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1047 Nicholas Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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