Lake County property record for 1047 N Union St, Gary, IN 46403
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,001 sqft · built 1947 |
| Lot Size | 0.137 acres (6,011 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $147,500 (Aug 2008) |
| Tax Bill | $2,970 (2024) |
| Deeds & Mortgages | Apr 2022 Mortgage Nov 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-25-45-0258-0012 |
| Primary APN | 001-25-45-0258-0012 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,001 sqft Living Area |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 6,011 sqft (0.137 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Terrain | Low |
| Garage Type | Attached |
| Garage Area | 273 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 001-25-45-0258-0012 |
|---|---|
| Old Parcel Number | 254502580012 |
| Street Address | 1047 N UNION ST |
| City | GARY |
| State | IN |
| Zip | 46403-1461 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE SHORE ADD. EAST CHICAGO BL.16 LOTS 12,13 & W.1/2 OF VAC. ADJ. ALLEY |
| Legal Subdivision | LAKE SHORE ADD EAST CHICAGO |
| Legal Block | 16 |
| Legal Lot Number | 12,13 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CALUMET |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 10100 |
Source: Lake County records, as of March 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1047 N UNION ST, GARY, IN 46403-1461 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Nov 19, 2020 | Loan Modification, Mortgage SHELLPOINT MTG SVCNG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 21, 2008 · Amount on Record |
| Deed Sale | Aug 21, 2008 · Amount on Record |
| Deed Document Number | 2008 059625 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 1047 N UNION ST, GARY, IN 46403-1461 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2023 |
| Title Company | GREATER INDIANA TITLE COMPANY, GREATER INDIANA TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000015010 |
|---|---|
| Date | Apr 11, 2022 |
| Instrument | 2022-515010 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 1047 N UNION ST, GARY, IN 46403-1461 |
| Document Number | 0000096885 |
| Instrument Date | Nov 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1047 N UNION ST GARY IN 464031461, GARY, IN 46403-1461 |
| Document Number | 0000096885 |
|---|---|
| Date | Dec 29, 2020 |
| Instrument | 96885 |
| Name | SHELLPOINT MTG SVCNG |
|---|---|
| Address | GREENVILLE, SC 29601 |
| Amount | Amount Recorded |
|---|
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Calumet Township |
| Municipality | Gary City |
| Unified School District | Gary Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $285,300 (+21.82%) Land $95,100 Building $190,200 | $285,300 (+21.82%) Land $95,100 Building $190,200 | |
| 2024 | $2,970.00 (+62.47%) | ||
| 2023 | $234,200 (+59.1%) Land $96,000 Building $138,200 | $234,200 (+59.1%) Land $96,000 Building $138,200 | |
| 2022 | $1,828.00 Homeowner's exemption | $147,200 Land $26,800 Building $120,400 | $147,200 Land $26,800 Building $120,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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