1047 N Rutledge St, Springfield, IL 62702 Property Records

Sangamon County property record for 1047 N Rutledge St, Springfield, IL 62702

Property Summary

Property Type	Single Family Home
Lot Size	0.065 acres (2,844 sqft)
Owner	Individual Name on Record
Last Sale	$55,000 (Jun 2015)
Tax Bill	$1,519 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Jun 2015 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-28.0-228-021`

Property Details

APN / Parcel Number

Primary APN	`14-28.0-228-021`
Alternative APN	`14280228021 (CHECK DIGIT = 0)`

Exterior

Lot Area	2,844 sqft (0.065 acres)

Location & Zoning

Account Number	14280228021
Street Address	1047 N RUTLEDGE ST
City	SPRINGFIELD
State	IL
Zip	62702-3722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 60' L1 A.H. ELLIOTTS SUB L19-30-36-50 ANDREW ELLIOTTS SUB N PT NE 28-16-5 SUB L9
Legal Subdivision	A.H. ELLIOTTS SUB
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	1
Census Block	1017
Census Tract	300

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1047 N RUTLEDGE ST, SPRINGFIELD, IL 62702-3722
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Line of Credit HEARTLAND CU
Jun 12, 2015	Warranty Deed, Transfer · Conventional Mortgage HEARTLAND CU
Dec 5, 2007	Quit Claim Deed, Transfer Quitclaim
May 5, 2005	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2015 · Amount on Record
Deed Sale	Jun 12, 2015 · Amount on Record
Prior Sale	Apr 1, 2010 · Amount on Record
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1047 N RUTLEDGE ST, SPRINGFIELD, IL 62702-3722
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025R21699
Date	Dec 1, 2025
Instrument	2025R21699

Lender

Name	HEARTLAND CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 27, 2045

June 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Jun 12, 2015
Property Address	1047 N RUTLEDGE ST, SPRINGFIELD, IL 62702-3722
Document Number	2015R15535
Instrument Date	Jun 11, 2015
Instrument	2015R15535
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$82.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2015R15536
Date	Jun 12, 2015
Instrument	2015R15536

Lender

Name	HEARTLAND CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4%

December 2007: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANGAMON IL
Recording Date	Dec 5, 2007
Property Address	1047 N RUTLEDGE ST, SPRINGFIELD, IL 62702-3722
Document Number	2007R45905
Instrument Date	Sep 5, 2007
Instrument	2007R45905
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2826 RIDGE AVE, SPRINGFIELD, IL 62702-4444

May 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	May 5, 2005
Property Address	1047 N RUTLEDGE ST, SPRINGFIELD, IL 62702-3722
Document Number	2005R17338
Instrument Date	Apr 30, 2005
Instrument	2005R17338
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Tax	$31.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2826 RIDGE AVE, SPRINGFIELD, IL 62702-4444

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,519.00 (+23.9%)	$24,765 (+25.76%) Land $2,323 Building $22,442	$74,295 (+25.76%) Land $6,969 Building $67,326
2022	$1,226.00 Homeowner's exemption	$19,692 Land $1,877 Building $17,815	$59,076 Land $5,631 Building $53,445

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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