1047 Lucy Rd, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1047 Lucy Rd, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,353 sqft · built 1965
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Company Names on Record
Tax Bill	$6,122 (2026)
Deeds & Mortgages	Oct 2023 Transfer Oct 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`422800 59.20-3-17`

Property Details

APN / Parcel Number

Primary APN	`422800 59.20-3-17`
Alternative APN	`280005902000030170000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,353 sqft Living Area
1st Floor Area	1,353 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	164 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	54 sqft
Porch	Slab
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1047 LUCY RD
City	SCHENECTADY
State	NY
Zip	12303-3366
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	24 R,G,HSF,FP RIGGI MNR #2 4.-298-10
Legal Block	3
Legal Lot Number	17.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	2
Census Block	2007
Census Tract	32901

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1047 LUCY RD, SCHENECTADY, NY 12303-3366
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2023	Quit Claim Deed, Transfer Quitclaim
Oct 4, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 19, 2023
Transfer Doc	0000056268
Record Updated	Oct 29, 2026

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Oct 4, 2023
Property Address	1047 LUCY RD, SCHENECTADY, NY 12303-3366
Document Number	0000056268
Book / Page	2117 / 165
Instrument Date	Sep 19, 2023
Instrument	202356268
Transaction Type	Transfer
Record Updated	Oct 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1047 LUCY RD, SCHENECTADY, NY 12303-3366

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	602 ARBOR AVE, SCHENECTADY, NY 12306-2702

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Oct 4, 2023
Property Address	1047 LUCY RD, SCHENECTADY, NY 12303-3366
Document Number	0000056268
Book / Page	2117 / 165
Instrument Date	Sep 19, 2023
Instrument	202356268
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1047 LUCY RD, SCHENECTADY, NY 12303-3366

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	602 ARBOR AVE, SCHENECTADY, NY 12306-2702

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,122.00 (+1.71%) Homeowner's exemption
2025	$6,019.00	$164,000 (-) Land $12,600 Building $151,400	$252,300 (+10.76%) Land $19,384 Building $232,916
2024		$164,000 (-) Land $12,600 Building $151,400	$227,800 (+5.56%) Land $17,502 Building $210,298
2023		$164,000 (-) Land $12,600 Building $151,400	$215,800 (+9.21%) Land $16,580 Building $199,220
2022		$164,000 Land $12,600 Building $151,400	$197,600 Land $15,181 Building $182,419

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Greenlight Networks, T-Mobile, Verizon.

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