Ottawa County property record for 1047 Koster St, Jenison, MI 49428 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1957 |
| Square Footage | 1,066 sqft Living Area |
| Lot Size | 11,195 sqft (0.257 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $250,000 (2022) |
| Tax Bill | $3,345.00 (2025) |
| Primary APN | 70-14-23-202-028 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,066 sqft Living Area |
| 1st Floor | 1,066 sqft 1st Floor |
| Basement Area | 1,066 sqft Basement |
| Unfinished Basement | 1,066 sqft Unfinished |
| Game Room | Game Room |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 11,195 sqft (0.257 acres) |
| Depth X Width | 151 ft x 74 ft Depth x Width |
| Garage Type | Carport Garage |
| Carport | Carport |
| Porch | Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 1047 KOSTER ST |
|---|---|
| City | JENISON |
| State | MI |
| Zip | 49428-8103 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 48 VOS-KOSTER SUBD |
| Legal Range | 13W |
| Legal Township | 6N |
| Legal Section | 23 |
| Legal Subdivision | KOSTER SUBD |
| Legal Block | 202 |
| Legal Lot Number | 48 |
| Jurisdiction | OTTAWA MI |
| Minor Civil Division | GEORGETOWN |
| Census Blockgroup | 3 |
| Census Block | 3004 |
| Census Tract | 21603 |
Source: Ottawa County records · APN 70-14-23-202-028
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1047 KOSTER ST, JENISON, MI 49428-8103 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jan 24, 2017 | Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU |
| Apr 28, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 28, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 23, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED FCU |
| Sep 20, 2021 | Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Feb 08, 2007 | Intrafamily Transfer, Transfer · Adjustable Rate Mortgage (ARM) ACCREDITED HOME LENDERS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 23, 2022 · Amount on Record |
| Deed Sale | Sep 23, 2022 · Amount on Record |
| Prior Sale | Sep 20, 2021 · Amount on Record |
| Deed Doc Number | 202233751 |
| Prior Transfer Date | Dec 06, 2016 |
| Prior Transfer Doc | 20160047354 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 1047 KOSTER ST, JENISON, MI 49428-8103 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 20170002913 |
|---|---|
| Date | Jan 24, 2017 |
| Instrument | 2017-0002913 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 01, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Apr 28, 2026 |
| Property Address | 1047 KOSTER ST, JENISON, MI 49428-8103 |
| Document Number | 0000012265 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 2026.12265 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 1047 KOSTER ST, JENISON, MI 49428-8103 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Apr 28, 2026 |
| Property Address | 1047 KOSTER ST, JENISON, MI 49428-8103 |
| Document Number | 20260012265 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 202612265 |
| Transaction Type | Transfer |
| Record Updated | Aug 06, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1047 KOSTER ST, JENISON, MI 49428-8103 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Sep 23, 2022 |
| Property Address | 1047 KOSTER ST, JENISON, MI 49428-8103 |
| Document Number | 20220033751 |
| Map Reference | LB 11 PG 4 |
| Instrument Date | Sep 23, 2022 |
| Instrument | 2022-0033751 |
| Transaction Type | Transfer |
| Record Updated | Oct 07, 2022 |
| Title Company | CHICAGO TITLE OF MI INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,875.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1047 CHESTER ST SE, 1047, GRAND RAPIDS, MI 49506-1523 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1047 KOSTER ST, JENISON, MI 49428-8103 |
| Document Number | 20220033752 |
|---|---|
| Date | Sep 23, 2022 |
| Instrument | 2022-0033752 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Oct 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.87% |
| Index | 1-Year CMT |
| Max Rate | 9.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Sep 20, 2021 |
| Property Address | 1047 KOSTER ST, JENISON, MI 49428-8103 |
| Document Number | 20210047253 |
| Map Reference | LB 11 PG 4 |
| Instrument Date | Sep 17, 2021 |
| Instrument | 2021-0047253 |
| Transaction Type | Transfer |
| Record Updated | Oct 06, 2021 |
| Title Company | CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,687.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1047 KOSTER ST, 1047, JENISON, MI 49428-8103 |
| Name | Verified Name |
|---|---|
| Address | 25 SEWARD AVE NW, GRAND RAPIDS, MI 49504-6401 |
| Document Number | 20210047254 |
|---|---|
| Date | Sep 20, 2021 |
| Instrument | 2021-0047254 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Feb 08, 2007 |
| Property Address | 1047 KOSTER ST, JENISON, MI 49428-8103 |
| Document Number | 005363/111 |
| Book / Page | 5363 / 111 |
| Map Reference | LB11 PG4 |
| Instrument Date | Jan 22, 2007 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2026 |
| Title Company | NATIONS TITLE AGENCY/MI, NATIONS TITLE AGENCY OF MI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $989.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1047 KOSTER ST, JENISON, MI 49428-8103 |
| Name | Verified Name |
|---|---|
| Address | 1047 KOSTER ST, JENISON, MI 49428-8103 |
| Document Number | 0005363112 |
|---|---|
| Date | Feb 08, 2007 |
| Instrument | 5363/112 |
| Name | ACCREDITED HOME LENDERS INC |
|---|---|
| Type | Subprime Lender |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 9.39% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Change Frequency | 6 Months |
| Min Rate At Change | 9.39% |
| Max Rate At Change | 10.8% |
| Index | 6-Month LIBOR |
| Max Rate | 16.3% |
Source: Ottawa County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| County Subdivision | Georgetown Charter Township |
| Unified School District | Jenison Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $138,600 (+12.41%) | $277,200 (+12.41%) | |
| 2025 | $3,345.00 (+31.64%) Homeowner's exemption | $123,300 (+13.43%) | $246,600 (+13.43%) |
| 2023 | $108,700 | $217,400 | |
| 2022 | $2,541.00 |
Source: FEMA National Flood Hazard Layer, Ottawa County (26139C), updated October 20, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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