1047 Kipling Rd, Charleston, SC 29407 Property Records

Charleston County property record for 1047 Kipling Rd, Charleston, SC 29407

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,230 sqft · built 1960
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Nov 2022)
Tax Bill	$2,981 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Dec 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`349-04-00-096`

Property Details

APN / Parcel Number

Primary APN	`349-04-00-096`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,230 sqft Living Area
1st Floor Area	1,230 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Porch	Slab
Porch Area	318 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	1047 KIPLING RD
City	CHARLESTON
State	SC
Zip	29407-7063
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -E OAK FOREST DESCRIPTION -LT 6 BLK D
Legal Subdivision	E OAK FOREST
Legal Block	D
Legal Lot Number	6
Jurisdiction	CHARLESTON SC
Township / Civil Division	WEST ASHLEY
Census Block Group	2
Census Block	2032
Census Tract	2900

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	196 GLEN RD TORONTO ON M4W2X1
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Deed, Transfer · Conventional Mortgage RBC BANK USA
Dec 8, 2020	Grant Deed, Transfer · FHA Mortgage CMG FIN'L
Jul 15, 2020	Grant Deed, Transfer ATTORNEY ONLY
Aug 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2022 · Amount on Record
Deed Sale	Nov 14, 2022 · Amount on Record
Prior Sale	Dec 8, 2020 · Amount on Record
Deed Book / Page	1148 / 300
Record Updated	Oct 29, 2026

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Nov 14, 2022
Property Address	1047 KIPLING RD, CHARLESTON, SC 29407-7063
Document Number	0011480300
Book / Page	1148 / 300
Map Reference	MB K PG 28
Instrument Date	Nov 7, 2022
Transaction Type	Transfer
Record Updated	Feb 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,430.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	196 GLEN ROAD, ONTARIO XX

Mortgage

Document Number	0001148301
Date	Nov 14, 2022
Instrument	1148/301

Lender

Name	RBC BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Dec 1, 2027
Change Frequency	6 Months
Min Rate At Change	3.87%
Max Rate At Change	7.87%
Index	Other
Margin	3
Max Rate	10.8%

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Dec 8, 2020
Property Address	1047 KIPLING RD, CHARLESTON, SC 29407-7063
Document Number	0941/0537
Book / Page	000941 / 000537
Instrument Date	Nov 2, 2020
Transaction Type	Transfer
Record Updated	Jan 28, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1047 KIPLING RD CHARLESTON SC 294077063, CHARLESTON, SC 29407-7063

Mortgage

Document Number	941/0539
Date	Dec 8, 2020
Book Page	000941/000539

Lender

Name	CMG FIN'L
Type	Funding / Finance Company
Address	SAN RAMON, CA 94583

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 7, 2050

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jul 15, 2020
Property Address	1047 KIPLING RD, CHARLESTON, SC 29407-7063
Document Number	0897/0978
Book / Page	000897 / 000978
Instrument Date	Jul 7, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$234.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	769 LAKE FRANCES DR CHARLESTON SC 294124342, CHARLESTON, SC 29412-4342

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1047 KIPLING RD, CHARLESTON, SC 29407-7063
Document Number	0746/0747
Instrument Date	Aug 23, 2018
Transaction Type	Mortgage
Record Updated	Oct 10, 2018
Title Company	BOSTON NATIONAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1047 KIPLING RD CHARLESTON SC 294077063, CHARLESTON, SC 29407-7063

Mortgage

Document Number	0746/0747
Date	Sep 17, 2018
Book Page	000746/000747

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2048

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,981.00 (-68.65%)	$589,000 (+1,684.85%) Land $85,000 Building $504,000	$589,000 (+55%) Land $85,000 Building $504,000
2024	$9,508.00 (+406.01%)	$33,000 (+117.11%)
2022	$1,879.00	$15,200	$380,000 (-30.91%) Land $85,000 Building $295,000
2020			$550,000 Land $85,000 Building $465,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 140 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	156 units insured incl. 16 condo units
Nearby Flood Claims	48 (1979–2024)
Claims Outside the SFHA	16 of 48
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Ian, Sep 2022 · 6 claims Severe Storms And Flooding, Oct 2015 · 7 claims Hurricane Hugo, Sep 1989 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Home Telecom.

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