Carroll County property record for 1047 Fowler Rd, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,028 sqft · built 1986 |
| Lot Size | 0.585 acres (25,482 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Nov 2018) |
| Tax Bill | $3,846 (2026) |
| Deeds & Mortgages | Jun 2020 Mortgage Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-088981 |
| Primary APN | 07-088981 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,028 sqft Total Area |
| Basement Area | 900 sqft |
| Finished Basement | 900 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 25,482 sqft (0.585 acres) |
| Garage Type | Mixed |
| Garage Area | 1,897 sqft |
| Parking Spaces | 6 Parking Spaces |
| Deck Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 088981 |
|---|---|
| Street Address | 1047 FOWLER RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-5814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-100 |
| Legal Description | LT - 0.5859 AC 1047 FOWLER RD NE OF HOOK RD |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 507802 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1047 FOWLER RD, WESTMINSTER, MD 21157-5814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2020 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 15, 2019 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS |
| Nov 16, 2018 | Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 16, 2018 · Amount on Record |
| Deed Sale | Nov 16, 2018 · Amount on Record |
| Prior Sale | Aug 8, 2016 · Amount on Record |
| Deed Book / Page | 9167 / 57 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1047 FOWLER RD, WESTMINSTER, MD 21157-5814 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0097330234 |
|---|---|
| Date | Jun 24, 2020 |
| Book Page | 9733/234 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1047 FOWLER RD, WESTMINSTER, MD 21157-5814 |
| Document Number | 0094050406 |
| Instrument Date | Aug 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2019 |
| Title Company | CHARTER TITLE CORPORATION, CHARTER TITLE CORP. |
| Name | Verified Name |
|---|---|
| Address | 1047 FOWLER RD WESTMINSTER MD 211575814, WESTMINSTER, MD 21157-5814 |
| Document Number | 0094050406 |
|---|---|
| Date | Sep 11, 2019 |
| Book Page | 009405/000406 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 10, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Nov 16, 2018 |
| Property Address | 1047 FOWLER RD, WESTMINSTER, MD 21157-5814 |
| Document Number | 0091670057 |
| Book / Page | 009167 / 000057 |
| Instrument Date | Nov 16, 2018 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2018 |
| Title Company | MID ATLANTIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 1047 FOWLER RD WESTMINSTER MD 211575814, WESTMINSTER, MD 21157-5814 |
| Document Number | 91670064 |
|---|---|
| Date | Nov 16, 2018 |
| Book Page | 009167/000064 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 15, 2048 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,846.00 (+5.49%) Homeowner's exemption | $421,100 (+37.75%) Land $105,100 Building $316,000 | $421,100 (+37.75%) Land $105,100 Building $316,000 |
| 2025 | $3,646.00 (+5.56%) Homeowner's exemption | ||
| 2023 | $3,454.00 Homeowner's exemption | $305,700 Land $105,100 Building $200,600 | $305,700 Land $105,100 Building $200,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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