1047 Flo Dr, Westminster, MD 21158 Property Records

Carroll County property record for 1047 Flo Dr, Westminster, MD 21158

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,636 sqft · built 2015
Lot Size	1.5 acres (65,471 sqft)
Owner	2 Individual Names on Record
Last Sale	$552,763 (Apr 2015)
Tax Bill	$6,968 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Dec 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-152922`

Property Details

APN / Parcel Number

Primary APN	`07-152922`
Alternative APNs	`07133294` `152922`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,636 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	65,471 sqft (1.5 acres)
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	612 sqft
Porch	Slab
Porch Area	85 sqft
Patio Area	326 sqft
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	152922
Street Address	1047 FLO DR
City	WESTMINSTER
State	MD
Zip	21158-3067
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT 12 -1.5030 ACS 1047 FLO DR 52-277/281 JACOBS RIDGE 2
Legal Subdivision	JACOBS RIDGE 2
Legal Tract	2
Legal Lot Number	12
Jurisdiction	CARROLL MD
Township / Civil Division	3, MYERS
Census Block Group	2
Census Block	2007
Census Tract	503000

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1047 FLO DR, WESTMINSTER, MD 21158-3067
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Dec 22, 2020	Deed of Trust, Mortgage · Line of Credit TOWER FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2015 · Amount on Record
Deed Sale	Apr 9, 2015 · Amount on Record
Prior Sale	Jan 29, 2014 · Amount on Record
Deed Book / Page	7936 / 164
Prior Transfer Date	Sep 25, 2013
Prior Transfer Doc	0075650075
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1047 FLO DR, WESTMINSTER, MD 21158-3067
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	LAKESIDE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0098710417
Date	Sep 29, 2020
Book Page	9871/417

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1047 FLO DR, WESTMINSTER, MD 21158-3067
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0100110100
Date	Dec 22, 2020
Book Page	10011/100

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 25, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,968.00 (+5.16%) Homeowner's exemption	$657,700 (+6.98%) Land $165,000 Building $492,700	$657,700 (-) Land $165,000 Building $492,700
2025	$6,626.00 (+10.86%) Homeowner's exemption	$614,800 (+16.22%)	$657,700 (+24.33%) Land $165,000 Building $492,700
2023	$5,977.00 Homeowner's exemption	$529,000 Land $165,000 Building $364,000	$529,000 Land $165,000 Building $364,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Quantum Internet & Telephone, Ting.

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