1047 Carter Rd, Franklin, KY 42134 Property Records

Simpson County property record for 1047 Carter Rd, Franklin, KY 42134

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,390 sqft · built 1974
Lot Size	0.964 acres (42,035 sqft)
Owner	Individual Name on File
Last Sale	$52,000 (Oct 2019)
Tax Bill	$456 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`030-00-00-012.00`

Property Details

APN / Parcel Number

Primary APN	`030-00-00-012.00`
Alternative APN	`2392`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,390 sqft Living Area

Exterior

Year Built	Built 1974
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	42,035 sqft (0.964 acres)
Porch	Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1047 CARTER RD
City	FRANKLIN
State	KY
Zip	42134-9484
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1047 CARTER ROAD
Jurisdiction	SIMPSON KY
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3065
Census Tract	970402

Owner

1047 Carter Rd is owned and occupied by an individual who bought it in October 2019.

Source: Simpson County records, as of January 30, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1047 CARTER RD, FRANKLIN, KY 42134-9484
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2020	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Oct 3, 2019	Warranty Deed, Transfer · FHA Mortgage PARKSIDE LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2019 · Amount on File
Deed Sale	Oct 3, 2019 · Amount on File
Deed Document Number	1193555
Deed Book / Page	D344 / 197
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMPSON KY
Property Address	1047 CARTER RD, FRANKLIN, KY 42134-9484
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M481/237
Date	Oct 6, 2020
Book Page	M481/237
Instrument	1198951

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Jul 1, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SIMPSON KY
Recording Date	Oct 3, 2019
Property Address	1047 CARTER RD, FRANKLIN, KY 42134-9484
Document Number	00D344/197
Book / Page	D344 / 197
Instrument Date	Jul 30, 2019
Instrument	1193555
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount on Record
Tax	$52.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1047 CARTER RD, 1047, FRANKLIN, KY 42134-9484

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1047 CARTER RD, FRANKLIN, KY 42134-9484

Mortgage

Document Number	0001193556
Date	Oct 3, 2019
Instrument	1193556

Lender

Name	PARKSIDE LENDING LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1047 Carter Rd was $456.

Source: Simpson County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Simpson County
Unified School District	Simpson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$456.00	$52,000	$52,000
2023	$484.00	$52,000	$52,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1047 Carter Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective March 17, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Sep 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1047 Carter Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIMPSON COUNTY WATER DISTRICT serves 8,946 people · EPA ID KY1070398
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Franklin EPB Fiber Fiber	1,000 / 1,000

May also be available: Spectrum.

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