1047 Bluff St, Dubuque, IA 52001 Property Records

Dubuque County property record for 1047 Bluff St, Dubuque, IA 52001

Property Summary

Property Type	Apartments (5+ Units)
Details	2 ba · 3,736 sqft · built 1876
Lot Size	0.176 acres (7,680 sqft)
Owner	Company Name on Record
Last Sale	$79,000 (Jul 2007)
Tax Bill	$1,056 (2025)
Deeds & Mortgages	Jun 2022 Construction Loan Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-24-457-014`

Property Details

APN / Parcel Number

Primary APN	`10-24-457-014`

Interior

Full Baths	1.25 Baths
Stories	2 Stories
Building Area	3,736 sqft Gross Area
1st Floor Area	1,280 sqft
Basement Area	1,280 sqft

Exterior

Year Built	Built 1876
Effective Year Built	Effective 1876
Exterior Material	Brick
Roof Material	Shingle
Lot Area	7,680 sqft (0.176 acres)
Porch	Porch
Porch Area	490 sqft
Patio Area	2 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1047 BLUFF ST
City	DUBUQUE
State	IA
Zip	52001-4610
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	CI
Legal Description	LOTS 3 & 4 OF THE E PT OF CITY LOT 655
Legal Range	02E
Legal Township	89N
Legal Section	24
Legal Subdivision	DUBUQUE
Legal Lot Number	3-4,655
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	2
Census Block	2012
Census Tract	701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Jackson Park Historic District listed 1986 · 117 contributing resources · NRIS 86002102

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Dubuque County records, as of August 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	11368 ROCK GROVE CT, DUBUQUE, IA 52001-9646
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2022	Deed of Trust, Mortgage · Construction Mortgage GREENSTATE CU
Sep 29, 2017	Deed of Trust, Mortgage AMERICAN TR & SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2007 · Amount on Record
Deed Sale	Jul 18, 2007 · Amount on Record
Deed Document Number	200710784
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	1047 BLUFF ST, DUBUQUE, IA 52001-4610
Transaction Type	Mortgage
Record Updated	Jul 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007652
Date	Jun 17, 2022
Instrument	2022-00007652

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 9, 2052

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	1047 BLUFF ST, DUBUQUE, IA 52001-4610
Document Number	0000012264
Instrument Date	Sep 29, 2017
Transaction Type	Mortgage
Record Updated	Aug 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1022 BLUFF ST DUBUQUE IA 520014609, DUBUQUE, IA 52001-4609

Mortgage

Document Number	0000012264
Date	Oct 3, 2017
Instrument	12264

Lender

Name	AMERICAN TR & SVGS BK
Type	Federal Savings Bank
Address	DUBUQUE, IA 52004

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,056.00	$370,500 (+404.77%) Land $46,100 Building $324,400	$370,500 (+404.77%) Land $46,100 Building $324,400
2024	$1,056.00 (+9.54%)
2023		$73,400 (+31.17%) Land $27,600 Building $45,800	$73,400 (+31.17%) Land $27,600 Building $45,800
2022	$964.00	$55,960 Land $27,650 Building $28,310
2021			$55,960 Land $27,650 Building $28,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
CenturyLink DSL	140 / 20

May also be available: AT&T, Comelec Internet Services, Nextlink, Verizon.

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