1047 Bear Rd, New Castle, DE 19720 Property Records

New Castle County property record for 1047 Bear Rd, New Castle, DE 19720

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,312 sqft · built 1955
Lot Size0.91 acres (39,640 sqft)
Owner2 Individual Names on Record
Last Sale$300,000 (Aug 2018)
Tax Bill$4,346 (2025)
Deeds & MortgagesMar 2023 Mortgage
Apr 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN10-044.40-007

Property Details

APN / Parcel Number

Primary APN10-044.40-007

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,312 sqft Living Area
1st Floor Area1,312 sqft
AtticAttic
Attic Area1,312 sqft
Basement Area1,312 sqft
Family RoomFamily Room
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleCape Cod
Exterior MaterialBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area39,640 sqft (0.91 acres)
Lot Dimensions400 ft deep x 101 ft wide
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Street Address1047 BEAR RD
CityNEW CASTLE
StateDE
Zip19720-4646
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNC21
Legal SubdivisionMONTEREY FARMS
Legal Lot Number10
JurisdictionNEW CASTLE DE
Township / Civil DivisionNEW CASTLE
Census Block Group3
Census Block3000
Census Tract16306

Owner

Source: New Castle County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1047 BEAR RD, NEW CASTLE, DE 19720-4646
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 27, 2023Deed of Trust, Mortgage · FHA Mortgage
PLAZA HOME MORTGAGE INC
Apr 6, 2021Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Aug 21, 2018Deed, Transfer · FHA Mortgage
RAPID MORTGAGE COMPANY
Jan 30, 2018Loan Modification, Mortgage · Line of Credit
MANUFACTURERS & TRADERS TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 21, 2018 · Amount on Record
Deed SaleAug 21, 2018 · Amount on Record
Prior SaleOct 30, 2007 · Amount on Record
Deed Document Number201842464
Prior Transfer DateNov 13, 2007
Prior Transfer Doc0000099360
Record UpdatedJun 8, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address1047 BEAR RD, NEW CASTLE, DE 19720-4646
Transaction TypeMortgage
Record UpdatedApr 4, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019243
DateMar 27, 2023
Instrument20230327-0019243
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92121
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2053

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address1047 BEAR RD, NEW CASTLE, DE 19720-4646
Transaction TypeMortgage
Record UpdatedOct 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1047 BEAR RD, NEW CASTLE, DE 19720-4646

Mortgage

Document Number0000040368
DateApr 6, 2021
Instrument20210406-0040368
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term329 Months
DueSep 1, 2048

August 2018: Deed, Transfer

Document TypeDeed
JurisdictionNEW CASTLE DE
Recording DateAug 21, 2018
Property Address1047 BEAR RD, NEW CASTLE, DE 19720-4646
Document Number0000042464
Instrument DateAug 20, 2018
Instrument20180821-0042464
Transaction TypeTransfer
Record UpdatedOct 21, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1047 BEAR RD, NEW CASTLE, DE 19720-4646
InvestorPossibly a Property Investor

Mortgage

Document Number0000042465
DateAug 21, 2018
Instrument20180821-0042465
Lender
NameRAPID MORTGAGE COMPANY
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2048

January 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionNEW CASTLE DE
Property Address1047 BEAR RD, NEW CASTLE, DE 19720-4646
Document Number0000006860
Instrument DateJan 30, 2018
Transaction TypeMortgage
Record UpdatedFeb 15, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1047 BEAR RD NEW CASTLE DE 197204646, NEW CASTLE, DE 19720-4646

Mortgage

Document Number0000006860
DateFeb 9, 2018
Instrument6860
Lender
NameMANUFACTURERS & TRADERS TR
AddressBUFFALO, NY 14203
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateDelaware
CountyNew Castle County
Unified School DistrictColonial School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,346.00 (+119.16%)$666,700 (+916.31%) Land $108,600 Building $558,100
2024$347,400
2023$1,983.00$65,600 Land $15,700 Building $49,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 87% of Delaware
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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