Oakland County property record for 1047 Arthur Dr, Troy, MI 48083
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,208 sqft · built 1947 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $290,000 (Jun 2026) |
| Tax Bill | $3,460 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jun 2026 Sale & Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-27-430-023 |
| Primary APN | 88-20-27-430-023 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,208 sqft Living Area |
| 1st Floor Area | 848 sqft |
| Basement Area | 848 sqft |
| Unfinished Basement | 848 sqft |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Bungalow |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 115 ft deep x 80 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 20 sqft |
| Deck Area | 126 sqft |
| Patio Area | 126 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1047 ARTHUR DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48083-1802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | T2N, R11E, SEC 27 STUMPF'S BEECH GROVE SUB LOTS 345 & 346 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 27 |
| Legal Subdivision | STUMPS BEECH GROVE SUB |
| Legal Lot Number | 345-346 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 197400 |
Source: Oakland County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 647 WADE CT, ROCHESTER HILLS, MI 48307-5067 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC |
| Jun 9, 2026 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE CENTER LLC |
| Jun 9, 2026 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE CENTER LLC |
| Dec 17, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU |
| Dec 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TOWNE MORTGAGE CO |
| Oct 13, 2021 | Warranty Deed, Transfer · Conventional Mortgage TOWNE MORTGAGE CO |
| Jun 23, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| May 1, 2019 | Affidavit of Death of Joint Tenant, Transfer · Conventional Mortgage FIFTH THIRD BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2026 · Amount on Record |
| Deed Sale | Jun 9, 2026 · Amount on Record |
| Prior Sale | Oct 13, 2021 · Amount on Record |
| Deed Document Number | 202682171 |
| Deed Book / Page | 61277 / 199 |
| Prior Transfer Date | May 29, 2020 |
| Prior Transfer Doc | 0000120501 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jun 5, 2026 |
| Property Address | 1047 ARTHUR DR, TROY, MI 48083-1802 |
| Document Number | 0000080601 |
| Book / Page | 61266 / 778 |
| Instrument Date | May 29, 2026 |
| Instrument | 202680601 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 647 WADE CT, ROCHESTER HILLS, MI 48307-5067 |
| Document Number | 0000080601, |
|---|---|
| Date | Jun 5, 2026 |
| Book Page | 61266/778 |
| Instrument | 202680601 |
| Name | MORTGAGE CENTER LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jun 9, 2026 |
| Property Address | 1047 ARTHUR DR, TROY, MI 48083-1802 |
| Document Number | 0000082171 |
| Book / Page | 61277 / 199 |
| Instrument Date | May 29, 2026 |
| Instrument | 202682171 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2026 |
| Title Company | ATA NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $219,675.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 647 WADE CT, ROCHESTER HILLS, MI 48307-5067 |
| Document Number | 20260080601, |
|---|---|
| Date | Jun 9, 2026 |
| Instrument | 202680601 |
| Name | MORTGAGE CENTER LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jun 9, 2026 |
| Property Address | 1047 ARTHUR DR, TROY, MI 48083-1802 |
| Document Number | 20260082171 |
| Book / Page | 61277 / 199 |
| Instrument Date | May 29, 2026 |
| Instrument | 202682171 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2026 |
| Title Company | ATA NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $219,675.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 647 WADE CT, ROCHESTER HILLS, MI 48307-5067 |
| Document Number | 0000080601, |
|---|---|
| Date | Jun 9, 2026 |
| Instrument | 202680601 |
| Name | MORTGAGE CENTER LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1047 ARTHUR DR, TROY, MI 48083-1802 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1047 ARTHUR DR, TROY, MI 48083-1802 |
| Document Number | 20250159334 |
|---|---|
| Date | Dec 17, 2025 |
| Book Page | 60800/628 |
| Instrument | 20250159334 |
| Name | MICHIGAN SCHOOLS & GOVERNMENT CU |
|---|---|
| Type | Credit Union |
| Address | CLINTON TOWNSHIP, MI 48038 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 15, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1047 ARTHUR DR, TROY, MI 48083-1802 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 31479 ROAN DR, WARREN, MI 48093-7630 |
| Document Number | 0000275851 |
|---|---|
| Date | Dec 16, 2021 |
| Book Page | 57185/789 |
| Instrument | 275851 |
| Name | TOWNE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Oct 13, 2021 |
| Property Address | 1047 ARTHUR DR, TROY, MI 48083-1802 |
| Document Number | 0000243310 |
| Book / Page | 56990 / 277 |
| Map Reference | LB 32 PG 11&12 |
| Instrument Date | Sep 30, 2021 |
| Instrument | 243310 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | VISIONARY TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,943.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1047 ARTHUR DR, TROY, MI 48083-1802 |
| Name | Verified Name |
|---|---|
| Address | 1047 ARTHUR DR, TROY, MI 48083-1802 |
| Document Number | 0057185789 |
|---|---|
| Date | Oct 13, 2021 |
| Instrument | 57185/789 |
| Name | TOWNE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jun 23, 2020 |
| Property Address | 1047 ARTHUR DR, TROY, MI 48083-1802 |
| Document Number | 0000120501 |
| Book / Page | 054390 / 000033 |
| Instrument Date | May 29, 2020 |
| Instrument | 120501 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 2254 WILD CHERRY DR HOWELL MI 488437062, HOWELL, MI 48843-7062 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | May 1, 2019 |
| Property Address | 1047 ARTHUR DR, TROY, MI 48083-1802 |
| Document Number | 0000067863 |
| Book / Page | 52786 / 00737 |
| Map Reference | LB 32 PG 11&12 |
| Instrument Date | Apr 26, 2019 |
| Instrument | 67863 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | STEWART TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000067864 |
|---|---|
| Date | May 1, 2019 |
| Book Page | 52786/00740 |
| Instrument | 67864 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2049 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,460.00 (+2.4%) | ||
| 2024 | $3,379.00 (-0.12%) | ||
| 2023 | $195,100 | ||
| 2022 | $3,383.00 | $97,550 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 2 (2023–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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