1047 16th St NE, Cedar Rapids, IA 52402 Property Records

Linn County property record for 1047 16th St NE, Cedar Rapids, IA 52402

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,106 sqft · built 1916
Lot Size0.069 acres (3,049 sqft)
OwnerCompany Name on File
Last Sale$133,500 (Aug 2025)
Tax Bill$1,920 (2024)
Deeds & MortgagesSep 2021 Mortgage
Aug 2025 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN14-15-3-28-026-0-0000

Property Details

APN / Parcel Number

Primary APN14-15-3-28-026-0-0000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,106 sqft Living Area
Gross Area1,196 sqft
Basement Area598 sqft
Finished Basement220 sqft
FlooringCombination, Other
Interior WallsPlaster

Exterior

Year BuiltBuilt 1916
Architectural StyleA-Frame
Exterior MaterialOther
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,049 sqft (0.069 acres)
Lot Dimensions40 ft deep x 40 ft wide
PorchOpen Porch
Porch Area200 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address1047 16TH ST NE
CityCEDAR RAPIDS
StateIA
Zip52402-3803
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPARK VIEW LOT 27 BLK 2
Legal Range07
Legal Township83
Legal Section15
Legal SubdivisionPARK VIEW
Legal Block2
Legal Lot Number27
JurisdictionLINN IA
Township / Civil DivisionCEDAR RAPIDS
Census Block Group3
Census Block3003
Census Tract1300

Owner

Source: Linn County records · APN 14-15-3-28-026-0-0000

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address907 N ST SW, CEDAR RAPIDS, IA 52404-2709
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 03, 2021Deed of Trust, Mortgage · Conventional Mortgage
GERSHMAN INVESTMENT CORP
Aug 20, 2025Warranty Deed, Transfer
May 21, 2021Warranty Deed, Transfer · Line of Credit
READLYN SAVINGS BANK
Dec 03, 2020Warranty Deed, Transfer · Conventional with PMI
GERSHMAN INV
Feb 20, 2018Deed of Trust, Mortgage · Conventional Mortgage
UNIVERSITY OF IA CMNTY CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 20, 2025 · Amount on Record
Deed SaleAug 20, 2025 · Amount on Record
Prior SaleMay 21, 2021 · Amount on Record
Deed Document Number2025-022611
Record UpdatedJun 08, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINN IA
Property Address1047 16TH ST NE, CEDAR RAPIDS, IA 52402-3803
Transaction TypeMortgage
Record UpdatedOct 21, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number1113500615
DateSep 03, 2021
Book Page11135/615
Lender
NameGERSHMAN INVESTMENT CORP
TypeMortgage Company
AddressCHESTERFIELD, MO 63017
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term351 Months
DueDec 01, 2050

August 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINN IA
Recording DateAug 20, 2025
Property Address1047 16TH ST NE, CEDAR RAPIDS, IA 52402-3803
Document Number2025022611
Instrument DateAug 19, 2025
Instrument2025-022611
Transaction TypeTransfer
Record UpdatedOct 21, 2025

Transaction

AmountAmount Recorded
Tax$212.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address907 N ST SW # 17TH, CEDAR RAPIDS, IA 52404-2709

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINN IA
Recording DateMay 21, 2021
Property Address1047 16TH ST NE, CEDAR RAPIDS, IA 52402-3803
Document Number1102100170
Book / Page11021 / 170
Instrument DateMay 19, 2021
Transaction TypeTransfer
Record UpdatedOct 21, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$199.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1047 16TH ST NE, CEDAR RAPIDS, IA 52402-3803

Mortgage

Document Number0011021273
DateMay 21, 2021
Instrument11021/273
Lender
NameREADLYN SAVINGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term181 Months
DueJun 02, 2036

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINN IA
Recording DateDec 03, 2020
Property Address1047 16TH ST NE, CEDAR RAPIDS, IA 52402-3803
Document Number0108530385
Book / Page010853 / 000385
Instrument DateNov 20, 2020
Transaction TypeTransfer
Record UpdatedDec 21, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$176.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1047 16TH ST NE CEDAR RAPIDS IA 524023803, CEDAR RAPIDS, IA 52402-3803

Mortgage

Document Number108530386
DateDec 03, 2020
Book Page010853/000386
Lender
NameGERSHMAN INV
TypeMERS
AddressCHESTERFIELD, MO 63017
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 02, 2050

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINN IA
Property Address1047 16TH ST NE, CEDAR RAPIDS, IA 52402-3803
Document Number0100460124
Instrument DateFeb 20, 2018
Transaction TypeMortgage
Record UpdatedMar 12, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address1047 16TH ST NE CEDAR RAPIDS IA 524023803, CEDAR RAPIDS, IA 52402-3803

Mortgage

Document Number0100460124
DateFeb 28, 2018
Book Page010046/000124
Lender
NameUNIVERSITY OF IA CMNTY CU
TypeCredit Union
AddressNORTH LIBERTY, IA 52317
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueFeb 27, 2028

Tax Assessment & Valuation

Source: Linn County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateIowa
CountyLinn County
MunicipalityCedar Rapids City
Unified School DistrictCedar Rapids Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$119,800 (-1.07%) Land $19,800 Building $100,000$119,800 (-1.07%) Land $19,800 Building $100,000
2024$1,920.00 (-6.89%)
2023$121,100 Land $18,200 Building $102,900$121,100 Land $18,200 Building $102,900
2022$2,062.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 31, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims7 (1981–2016)
Claims Outside the SFHA1 of 7
Most Recent ClaimSep 2016 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2016 · 3 claims

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Mediacom Communications
Cable · Fiber in parts of the area
2,000 / 1,000
Hawkeye Topco Holdings
Cable · Fiber in parts of the area
300 / 30
AT&T
Fixed Wireless
100 / 20

May also be available: Lumen Technologies, Verizon.

Based on FCC filings for 472 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCEDAR RAPIDS WATER DEPARTMENT
serves 142,364 people
Water SourceGroundwater influenced by surface water
Last State InspectionOct 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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