10465 Ridge Rd, Seminole (Largo), FL 33778 Property Records

Pinellas County property record for 10465 Ridge Rd, Seminole, FL 33778

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,861 sqft · built 1985
Lot Size	0.226 acres (9,836 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Jan 2014)
Tax Bill	$3,888 (2025)
Deeds & Mortgages	Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-750-7578-8`

Property Details

APN / Parcel Number

Primary APN	`C62-000-750-7578-8`
Alternative APNs	`16-30-15-40682-000-0250` `301516406820000250` `153016406820000250` `R172552`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,861 sqft Living Area
Gross Area	2,540 sqft
1st Floor Area	1,861 sqft
Flooring	Carpet

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1999
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	9,836 sqft (0.226 acres)
Lot Dimensions	133 ft deep x 74 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	196 sqft
Deck Area	249 sqft
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R172552
Street Address	10465 RIDGE RD
City	SEMINOLE
State	FL
Zip	33778-3817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOLLEE FARMS LOT 25 & N 0.83FT OF LOT 24
Legal Range	15E
Legal Township	30S
Legal Section	16
Legal Subdivision	HOLLEE FARMS
Legal Tract	40682
Legal Lot Number	25,24
Jurisdiction	PINELLAS FL
Township / Civil Division	BOCA CIEGA
Census Block Group	1
Census Block	1012
Census Tract	25114

Owner

10465 Ridge Rd is owned and occupied by two individuals who bought it in January 2014.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10465 RIDGE RD, SEMINOLE, FL 33778-3817
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2014 · Amount on File
Deed Sale	Jan 14, 2014 · Amount on File
Prior Sale	Dec 17, 2002 · Amount on File
Deed Document Number	201410291
Deed Book / Page	18279 / 2428
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	10465 RIDGE RD, SEMINOLE, FL 33778-3817
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0197241242
Date	Aug 1, 2017
Book Page	19724/1242
Instrument	2017238512

Lender

Name	RP FUNDING INC
Type	Mortgage Company
Address	MAITLAND, FL 32751

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 10465 Ridge Rd was $3,888 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Seminole City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,888.00 Homeowner's exemption	$275,610	$488,021 Land $158,197 Building $329,824
2023	$3,481.00 (+2.84%) Homeowner's exemption	$260,042 (+3%)	$439,012 (+13.93%) Land $164,090 Building $274,922
2022	$3,385.00 Homeowner's exemption	$252,468	$385,347 Land $175,127 Building $210,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10465 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	9 (1983–2024)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10465 Ridge Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20