10463 Claymore St, Spring Hill, FL 34608 Property Records

Hernando County property record for 10463 Claymore St, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,243 sqft · built 1981
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$218,000 (Jul 2021)
Tax Bill	$3,025 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5090-0551-0060`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5090-0551-0060`
Alternative APNs	`00495823` `495823`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,243 sqft Living Area
Gross Area	1,975 sqft
1st Floor Area	1,243 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1994
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	351 sqft
Porch	Slab
Porch Area	1,254 sqft
Deck Area	504 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00495823
Street Address	10463 CLAYMORE ST
City	SPRING HILL
State	FL
Zip	34608-7331
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 9 BLK 551 LOT 6
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 9
Legal Block	551
Legal Lot Number	6
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1013
Census Tract	41106

Owner

10463 Claymore St is owned and occupied by two individuals who bought it in July 2021.

Source: Hernando County records, as of August 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10463 CLAYMORE ST, SPRING HILL, FL 34608-7331
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2024	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Jul 1, 2021	Warranty Deed, Transfer · FHA Mortgage THE MORTGAGE FIRM INC
Aug 6, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2021 · Amount on File
Deed Sale	Jul 1, 2021 · Amount on File
Prior Sale	Oct 4, 1996 · Amount on File
Deed Document Number	202149861
Deed Book / Page	4021 / 467
Prior Transfer Date	Aug 2, 2018
Prior Transfer Doc	0036100699
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	10463 CLAYMORE ST, SPRING HILL, FL 34608-7331
Transaction Type	Mortgage
Record Updated	Jan 23, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10463 CLAYMORE ST, SPRING HILL, FL 34608-7331

Mortgage

Document Number	0043790748
Date	Jan 2, 2024
Book Page	4379/748
Instrument	2024000278

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	477 Months
Due	Oct 1, 2063

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jul 1, 2021
Property Address	10463 CLAYMORE ST, SPRING HILL, FL 34608-7331
Document Number	0040210467
Book / Page	4021 / 467
Map Reference	MB 8 PG 38
Instrument Date	Jun 30, 2021
Instrument	2021049861
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	OCEAN SANDS TITLE SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,526.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2183 GODFREY AVE, 2183, SPRING HILL, FL 34609-5348

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10463 CLAYMORE ST, SPRING HILL, FL 34608-7331

Mortgage

Document Number	4021470
Date	Jul 1, 2021
Instrument	4021/470

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HERNANDO FL
Recording Date	Aug 6, 2018
Property Address	10463 CLAYMORE ST, SPRING HILL, FL 34608-7331
Document Number	0036100699
Book / Page	003610 / 000699
Instrument Date	Aug 2, 2018
Instrument	47264
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	10463 CLAYMORE ST SPRING HILL FL 346087331, SPRING HILL, FL 34608-7331

Tax Assessment & Valuation

The 2025 property tax bill for 10463 Claymore St was $3,025 with a homeowner's exemption.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,025.00 Homeowner's exemption	$202,928	$209,670 Land $42,000 Building $167,670
2023		$191,465 (+3%) Land $34,737 Building $156,728
2022	$2,306.00 Homeowner's exemption	$185,888 Land $23,500 Building $162,388	$196,710 Land $29,000 Building $167,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10463 Claymore St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10463 Claymore St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Tillman Fiber, Verizon.

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