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10460 Keystone St, Spring Hill, FL 34608 Property Records

Hernando County property record for 10460 Keystone St, Spring Hill, FL 34608

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,146 sqft · built 1983
Lot Size0.24 acres (10,461 sqft)
Owner2 Individual Names on Record
Last Sale$125,000 (Jul 2017)
Tax Bill$691 (2025)
Deeds & MortgagesMay 2020 Mortgage
Jul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR32-323-17-5170-1160-0090

Property Details

APN / Parcel Number

Primary APNR32-323-17-5170-1160-0090
Alternative APNs
  • 00628217
  • 628217

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area1,146 sqft Living Area
Gross Area1,878 sqft
1st Floor Area1,146 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1996
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,461 sqft (0.24 acres)
Lot Dimensions125 ft deep x 83 ft wide
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area252 sqft
Deck Area64 sqft
Utility Building80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00628217
Street Address10460 KEYSTONE ST
CitySPRING HILL
StateFL
Zip34608-3314
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING HILL UNIT 17 BLK 1160 LOT 9
Legal Range17E
Legal Township23S
Legal Section32
Legal SubdivisionSPRING HILL UNIT 17
Legal Block1160
Legal Lot Number9
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group3
Census Block3030
Census Tract41004

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address10460 KEYSTONE ST, SPRING HILL, FL 34608-3314
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Jul 13, 2017Warranty Deed, Transfer · VA Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 13, 2017 · Amount on Record
Deed SaleJul 13, 2017 · Amount on Record
Prior SaleAug 8, 2016 · Amount on Record
Deed Document Number201739783
Deed Book / Page3487 / 1823
Prior Transfer DateJul 29, 2016
Prior Transfer Doc0033841795
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address10460 KEYSTONE ST, SPRING HILL, FL 34608-3314
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0038430569
DateMay 26, 2020
Book Page3843/569
Instrument2020031202
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateJul 13, 2017
Property Address10460 KEYSTONE ST, SPRING HILL, FL 34608-3314
Document Number0034871823
Book / Page003487 / 001823
Instrument DateJul 12, 2017
Instrument39783
Transaction TypeTransfer
Record UpdatedSep 20, 2017
Title CompanyCAPSTONE TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$875.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2079 BISHOP RD SPRING HILL FL 346085712, SPRING HILL, FL 34608-5712

Mortgage

Document Number34871825
DateJul 13, 2017
Book Page003487/001825
Instrument39784
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 12, 2047

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$691.00 (-33.81%) Disabled Person's exemption$89,644 (+5.99%)$192,988 (+2.48%) Land $42,367 Building $150,621
2024$1,044.00 (+196.59%)
2023$84,581 Land $84,581
2022$352.00$188,319 Land $37,660 Building $150,659

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Open Infra
Fiber		8,000 / 8,000
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: Tillman Fiber.

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