1046 Windsor Rd, Terre Haute, IN 47802 Property Records

Vigo County property record for 1046 Windsor Rd, Terre Haute, IN 47802

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 884 sqft · built 1981
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$109,000 (Sep 2023)
Tax Bill	$988 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Apr 2018 Mortgage
Flood Zone	Zone AO (high risk)
APN	`84-09-10-327-031.000-004`

Property Details

APN / Parcel Number

Primary APN	`84-09-10-327-031.000-004`
Alternative APN	`1030910327031`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	884 sqft Living Area
1st Floor Area	884 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	840910327031000004
Street Address	1046 WINDSOR RD
City	TERRE HAUTE
State	IN
Zip	47802-4532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MARYWOOD 5TH ADD REPLAT 2004024566 D-440/1426 & D-444/1805 10-11-9 LOT 129-B .15 AC
Legal Subdivision	MARYWOOD SUB
Legal Block	327
Legal Lot Number	129-B
Jurisdiction	VIGO IN
Township / Civil Division	HONEY CREEK
Census Block Group	2
Census Block	2007
Census Tract	10703

Owner

1046 Windsor Rd is owned and occupied by an individual who bought it in September 2023.

Source: Vigo County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1046 WINDSOR RD, TERRE HAUTE, IN 47802-4532
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage OPEN MORTGAGE LLC
Apr 27, 2018	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2023 · Amount on File
Deed Sale	Sep 5, 2023 · Amount on File
Prior Sale	Apr 27, 2018 · Amount on File
Deed Document Number	2023105445
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VIGO IN
Property Address	1046 WINDSOR RD, TERRE HAUTE, IN 47802-4532
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020004578
Date	Apr 24, 2020
Instrument	2020004578

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company
Address	AUSTIN, TX 78737

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2035

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VIGO IN
Recording Date	Apr 27, 2018
Property Address	1046 WINDSOR RD, TERRE HAUTE, IN 47802-4532
Document Number	2018004337
Map Reference	PL22 PG89
Instrument Date	Apr 26, 2018
Instrument	2018004337
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1046 WINDSOR RD, TERRE HAUTE, IN 47802-4532

Mortgage

Document Number	2018004338
Date	Apr 27, 2018
Instrument	2018004338

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1046 Windsor Rd was $988, up 29.5% from the year before.

Source: Vigo County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Vigo County
County Subdivision	Honey Creek Township
Unified School District	Vigo County School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$988.00 (+29.49%)	$118,500 Land $14,100 Building $104,400	$118,500 Land $14,100 Building $104,400
2024	$763.00 (+9.31%)
2023	$698.00 (+37.4%)	$89,000 (+11.95%) Land $14,100 Building $74,900	$89,000 (+11.95%) Land $14,100 Building $74,900
2022	$508.00	$79,500 Land $14,100 Building $65,400	$79,500 Land $14,100 Building $65,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1046 Windsor Rd in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 196 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	196 in force
Nearby Flood Claims	16 (2008–2025)
Most Recent Claim	Apr 2025 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1046 Windsor Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - TERRE HAUTE private · serves 67,765 people · EPA ID IN5284012
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Joink Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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