1046 Wheaton Oaks Dr, Wheaton, IL 60187 Property Records

DuPage County property record for 1046 Wheaton Oaks Dr, Wheaton, IL 60187

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,204 sqft · built 1978
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$352,000 (Aug 2017)
Tax Bill	$8,158 (2025)
Deeds & Mortgages	Jan 2018 Line of Credit Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-08-314-019`

Property Details

APN / Parcel Number

Primary APN	`05-08-314-019`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,204 sqft Living Area
Gross Area	3,603 sqft
1st Floor Area	1,602 sqft
Basement Area	1,602 sqft
Finished Basement	1,602 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1046 WHEATON OAKS DR
City	WHEATON
State	IL
Zip	60187-3071
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	WHEATON OAKS ASSMT PLAT OF LOT 3 OF WHEATON OAKS TOWNHOMES UNIT 1 LOT A
Legal Subdivision	WHEATON OAKS ASSMT PLAT
Legal Lot Number	3,A
Legal Unit	1
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	2
Census Block	2001
Census Tract	841802

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1046 WHEATON OAKS DR, WHEATON, IL 60187-3071
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2018	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Aug 9, 2017	Deed, Transfer · Conventional Mortgage BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2017 · Amount on Record
Deed Sale	Aug 9, 2017 · Amount on Record
Prior Sale	Nov 5, 2001 · Amount on Record
Deed Document Number	201781428
Prior Transfer Date	Jul 11, 2005
Prior Transfer Doc	0000173921
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1046 WHEATON OAKS DR, WHEATON, IL 60187-3071
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002118
Date	Jan 8, 2018
Instrument	R2018-002118

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.59%
Change Frequency	Monthly

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	DU PAGE IL
Recording Date	Aug 9, 2017
Property Address	1046 WHEATON OAKS DR, WHEATON, IL 60187-3071
Document Number	0000081428
Map Reference	DOCR77-101443
Instrument Date	Aug 1, 2017
Instrument	R2017-081428
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	ATTORNEYS TITLE GUARANTY FUN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,408.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1046 WHEATON OAKS DR, WHEATON, IL 60187-3071

Mortgage

Document Number	0000081429
Date	Aug 9, 2017
Instrument	R2017-081429

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2032

Interest

Rate	3.12%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,158.00 (-1.01%)	$142,693 (+14.15%) Land $20,903 Building $121,790	$428,079 (+14.15%) Land $62,709 Building $365,370
2022	$8,241.00 Homeowner's exemption	$125,010 Land $16,770 Building $108,240	$375,030 Land $50,310 Building $324,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1987–2013)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEATON serves 53,970 people · EPA ID IL0431050
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Jun 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on Wheaton Oaks Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures