Monterey County property record for 1046 Vaquero Rd, Pebble Beach, CA 93953
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,084 sqft · built 1965 |
| Lot Size | 0.197 acres (8,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,490,000 (May 2004) |
| Tax Bill | $24,090 (2025) |
| Deeds & Mortgages | Nov 2017 Line of Credit Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-322-011-000 |
| Primary APN | 007-322-011-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 2,084 sqft Living Area |
| 1st Floor Area | 2,084 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 8,600 sqft (0.197 acres) |
| Garage Area | 579 sqft |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 007-322-011 |
|---|---|
| Street Address | 1046 VAQUERO RD |
| City | PEBBLE BEACH |
| State | CA |
| Zip | 93953-2753 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MONTEREY PENINSULA COUNTRY CLUB 2 LOT 12 BLK 210 |
| Legal Subdivision | MONTEREY PENINSULA COUNTRY CLUB 2 |
| Legal Block | 210 |
| Legal Lot Number | 12 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SEASIDE-MONTEREY |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 11902 |
1046 Vaquero Rd is owned and occupied by two individuals who bought it in May 2004.
Source: Monterey County records, as of August 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1046 VAQUERO RD, PEBBLE BEACH, CA 93953-2753 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Nov 30, 2017 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Nov 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 4, 2004 · Amount on File |
| Deed Sale | May 4, 2004 · Amount on File |
| Prior Sale | Feb 12, 2004 |
| Deed Document Number | 200444296 |
| Prior Transfer Date | Aug 10, 1999 |
| Prior Transfer Doc | 0000065818 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 1046 VAQUERO RD, PEBBLE BEACH, CA 93953-2753 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000066010 |
|---|---|
| Date | Nov 30, 2017 |
| Instrument | 2017066010 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 10, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 1046 VAQUERO RD, PEBBLE BEACH, CA 93953-2753 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1046 VAQUERO RD, PEBBLE BEACH, CA 93953-2753 |
| Document Number | 0000064932 |
|---|---|
| Date | Nov 10, 2020 |
| Instrument | 2020064932 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SACRAMENTO, CA 95815 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2035 |
The 2025 property tax bill for 1046 Vaquero Rd was $24,090 with a homeowner's exemption.
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Unified School District | Pacific Grove Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,160,905 (+2%) Land $1,450,276 Building $710,629 | |
| 2025 | $24,090.00 Homeowner's exemption | $2,118,536 Land $1,421,840 Building $696,696 |
| 2023 | $21,220.00 (+5.66%) Homeowner's exemption | $1,860,000 Land $1,260,000 Building $600,000 |
| 2022 | $20,083.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1046 Vaquero Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1046 Vaquero Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
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