Orange County property record for 1046 Turner Rd, Winter Park, FL 32789
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,478 sqft · built 1958 |
| Lot Size | 0.746 acres (32,492 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $370,000 (Oct 2018) |
| Tax Bill | $4,812 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Jan 2022 Line of Credit + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 01-22-29-4332-01-070 |
| Primary APN | 01-22-29-4332-01-070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 1,478 sqft Living Area |
| Gross Area | 2,304 sqft |
| 1st Floor Area | 1,478 sqft |
| Flooring | Terrazzo |
| Interior Walls | Plaster |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Concrete/Cinder Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 32,492 sqft (0.746 acres) |
| Garage Type | Attached |
| Garage Area | 406 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 420 sqft |
| Shed | 1 Shed |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1046 TURNER RD |
|---|---|
| City | WINTER PARK |
| State | FL |
| Zip | 32789-1840 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | LAKE BELL TERRACE V/13 LOT 7 BLK A |
| Legal Range | 29E |
| Legal Township | 22S |
| Legal Section | 01 |
| Legal Subdivision | LAKE BELL TERRACE |
| Legal Tract | 4332 |
| Legal Block | A |
| Legal Lot Number | 7 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | ORLANDO |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 18000 |
Source: Orange County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1046 TURNER RD, WINTER PARK, FL 32789-1840 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 12, 2023 | Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN |
| Jan 10, 2022 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Dec 10, 2020 | Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC |
| Oct 26, 2018 | Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 26, 2018 · Amount on Record |
| Deed Sale | Oct 26, 2018 · Amount on Record |
| Prior Sale | Jun 25, 2003 · Amount on Record |
| Deed Document Number | 2018629523 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 1046 TURNER RD, WINTER PARK, FL 32789-1840 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1046 TURNER RD, WINTER PARK, FL 32789-1840 |
| Document Number | 0000390050 |
|---|---|
| Date | Jul 12, 2023 |
| Instrument | 20230390050 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | BIRMINGHAM, AL 35203 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 176 Months |
| Due | Mar 7, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 1046 TURNER RD, WINTER PARK, FL 32789-1840 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000024015 |
|---|---|
| Date | Jan 10, 2022 |
| Instrument | 20220024015 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 30, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 1046 TURNER RD, WINTER PARK, FL 32789-1840 |
| Document Number | 0000655583 |
| Instrument Date | Dec 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1046 TURNER RD WINTER PARK FL 327891840, WINTER PARK, FL 32789-1840 |
| Document Number | 0000655583 |
|---|---|
| Date | Dec 15, 2020 |
| Instrument | 655583 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 14, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Oct 26, 2018 |
| Property Address | 1046 TURNER RD, WINTER PARK, FL 32789-1840 |
| Document Number | 0000629523 |
| Map Reference | MB V PG 13 |
| Instrument Date | Oct 22, 2018 |
| Instrument | 20180629523 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,590.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1034 TURNER RD, 1034, WINTER PARK, FL 32789-1840 |
| Name | Verified Name |
|---|---|
| Address | 1046 TURNER RD, WINTER PARK, FL 32789-1840 |
| Document Number | 0000629524 |
|---|---|
| Date | Oct 26, 2018 |
| Instrument | 20180629524 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Winter Park City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $348,386 (+2.7%) | $580,150 (+2.41%) Land $395,000 Building $185,150 | |
| 2025 | $4,812.00 (+3.42%) Homeowner's exemption | $339,227 (+5.99%) | $566,500 (+21.82%) Land $375,000 Building $191,500 |
| 2024 | $4,653.00 (+4.07%) | ||
| 2023 | $4,471.00 (+6.71%) Homeowner's exemption | $320,065 (+3%) | $465,029 (+5.93%) Land $295,000 Building $170,029 |
| 2022 | $4,190.00 Homeowner's exemption | $310,743 | $438,996 Land $295,000 Building $143,996 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 91.4 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 5 (1992–2022) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER PARK, CITY OF (3 WPS) serves 82,984 people · EPA ID FL3481482 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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