1046 Timber Bluff Dr, Wentzville, MO 63385 Property Records

St. Charles County property record for 1046 Timber Bluff Dr, Wentzville, MO 63385

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,659 sqft · built 2021
Lot Size	0.243 acres (10,594 sqft)
Owner	2 Individual Names on Record
Last Sale	$439,000 (Mar 2022)
Tax Bill	$6,592 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Apr 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T190100089`

Property Details

APN / Parcel Number

Primary APN	`T190100089`
Alternative APN	`4-0073-C695-00-0130.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,659 sqft Living Area
Gross Area	3,318 sqft
1st Floor Area	1,659 sqft
Basement Area	1,659 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Exterior Material	Stone
Lot Area	10,594 sqft (0.243 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Account Number	T190100089
Street Address	1046 TIMBER BLUFF DR
City	WENTZVILLE
State	MO
Zip	63385-2126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIMBER TRACE #3 LOT 130
Legal Subdivision	TIMBER TRACE #3
Legal Lot Number	130
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	3
Census Block	3002
Census Tract	312096

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1046 TIMBER BLUFF DR, WENTZVILLE, MO 63385-2126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2025	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Apr 10, 2024	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Feb 15, 2024	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Mar 2, 2022	Warranty Deed, Subdivision Related Transfer · FHA Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2022 · Amount on Record
Deed Sale	Mar 2, 2022 · Amount on Record
Deed Document Number	202212233
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1046 TIMBER BLUFF DR, WENTZVILLE, MO 63385-2126
Transaction Type	Mortgage
Record Updated	Oct 14, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1046 TIMBER BLUFF DR, WENTZVILLE, MO 63385-2126

Mortgage

Document Number	0000037926
Date	Aug 29, 2025
Instrument	2025R-037926

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	319 Months
Due	Mar 1, 2052

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1046 TIMBER BLUFF DR, WENTZVILLE, MO 63385-2126
Transaction Type	Mortgage
Record Updated	Apr 26, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1046 TIMBER BLUFF DR, WENTZVILLE, MO 63385-2126

Mortgage

Document Number	0000013400
Date	Apr 10, 2024
Instrument	2024R-013400

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Mar 1, 2052

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1046 TIMBER BLUFF DR, WENTZVILLE, MO 63385-2126
Transaction Type	Mortgage
Record Updated	Feb 29, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1046 TIMBER BLUFF DR, WENTZVILLE, MO 63385-2126

Mortgage

Document Number	0000005930
Date	Feb 15, 2024
Instrument	2024R-005930

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Mar 1, 2052

March 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 2, 2022
Property Address	1046 TIMBER BLUFF DR, WENTZVILLE, MO 63385-2126
Document Number	0000012233
Map Reference	MB 50 PG 124
Instrument Date	Feb 24, 2022
Instrument	2022R-012233
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 17, 2024
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3791 TOEDEBUSCH RD, DEFIANCE, MO 63341-1509

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1046 TIMBER BLUFF DR, WENTZVILLE, MO 63385-2126

Mortgage

Document Number	0000012234
Date	Mar 2, 2022
Instrument	2022R-012234

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	Wentzville City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$98,006 (-)	$515,824 (-) Land $85,000 Building $430,824
2025	$6,592.00	$98,006 (+17.5%)	$515,824 (+17.5%) Land $85,000 Building $430,824
2023		$83,410
2022			$439,000 Land $65,000 Building $374,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WENTZVILLE PWS serves 41,784 people · EPA ID MO6010849
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Brightspeed Fiber	940 / 940
T-Mobile Fixed Wireless	100 / 20

May also be available: Gateway Fiber, Verizon.

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