1046 Snead Dr, Murfreesboro, TN 37128 Property Records

Rutherford County property record for 1046 Snead Dr, Murfreesboro, TN 37128

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,650 sqft · built 1997
Lot Size	0.494 acres (21,511 sqft)
Owner	2 Individual Names on File
Last Sale	$217,000 (Aug 2017)
Tax Bill	$1,370 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Aug 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`125A-B-026.00-000`

Property Details

APN / Parcel Number

Primary APN	`125A-B-026.00-000`
Alternative APNs	`125A B 02600` `R0075155`

Interior

Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,650 sqft Living Area
1st Floor Area	1,650 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	21,511 sqft (0.494 acres)
Lot Dimensions	213 ft deep x 112 ft wide
Garage Type	Attached
Garage Area	280 sqft
Driveway	Driveway

Exterior Amenities

Porch	Slab
Porch Area	110 sqft
Deck Area	Deck Area
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	R0075155
Street Address	1046 SNEAD DR
City	MURFREESBORO
State	TN
Zip	37128-6870
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 176 SOUTHRIDGE SEC 3 PH 1 PB 17 PG 86 112.65 X 213.39 IRR
Legal Subdivision	SOUTHRIDGE SEC 3 PH 1
Legal Block	1
Legal Lot Number	176
Jurisdiction	RUTHERFORD TN
Township / Civil Division	7
Census Block Group	1
Census Block	1016
Census Tract	40910

Owner

1046 Snead Dr is owned and occupied by two individuals who bought it in August 2017.

Source: Rutherford County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1046 SNEAD DR, MURFREESBORO, TN 37128-6870
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Aug 17, 2017	Warranty Deed, Transfer · Conventional with PMI LEGACY HOME LOANS LLC
Dec 21, 2016	Deed of Trust, Mortgage · FHA Mortgage MONEY SOURCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2017 · Amount on File
Deed Sale	Aug 17, 2017 · Amount on File
Prior Sale	Feb 26, 2010 · Amount on File
Deed Document Number	20172101210
Deed Book / Page	1599 / 2620
Prior Transfer Date	Sep 19, 2013
Prior Transfer Doc	12511087
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	1046 SNEAD DR, MURFREESBORO, TN 37128-6870
Transaction Type	Mortgage
Record Updated	Sep 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022681523
Date	Aug 1, 2022
Book Page	2268/1523
Instrument	2455719

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Aug 17, 2017
Property Address	1046 SNEAD DR, MURFREESBORO, TN 37128-6870
Document Number	RB15992620
Book / Page	001599 / 002620
Instrument Date	Aug 16, 2017
Instrument	2101210
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	REGAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$803.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1046 SNEAD DR MURFREESBORO TN 371286870, MURFREESBORO, TN 37128-6870

Mortgage

Document Number	RB15992622
Date	Aug 17, 2017
Book Page	001599/002622
Instrument	2101211

Lender

Name	LEGACY HOME LOANS LLC
Type	Funding / Finance Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 16, 2047

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	1046 SNEAD DR, MURFREESBORO, TN 37128-6870
Document Number	RB15461073
Book / Page	001546 / 001073
Instrument Date	Dec 21, 2016
Transaction Type	Mortgage
Record Updated	Feb 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1046 SNEAD DR MURFREESBORO TN 371286870, MURFREESBORO, TN 37128-6870

Mortgage

Document Number	RB15461073
Date	Feb 6, 2017
Book Page	001546/001073
Instrument	2067683

Lender

Name	MONEY SOURCE
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1046 Snead Dr was $1,370.

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Unified School District	Rutherford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$92,300 (+26.44%) Land $27,500 Building $64,800	$369,200 Land $110,000 Building $259,200
2025	$1,370.00	$73,000 Land $13,750 Building $59,250
2023	$1,370.00	$73,000 Land $13,750 Building $59,250	$292,000 (-) Land $55,000 Building $237,000
2022			$292,000 Land $55,000 Building $237,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1046 Snead Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1046 Snead Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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