1046 Seagrape Dr, Ruskin, FL 33570 Property Records

Hillsborough County property record for 1046 Seagrape Dr, Ruskin, FL 33570

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,524 sqft · built 2023
Lot Size0.182 acres (7,921 sqft)
Owner2 Individual Names on Record
Last Sale$889,300 (Feb 2023)
Tax Bill$16,465 (2025)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN031581-1120

Property Details

APN / Parcel Number

Primary APN031581-1120
Alternative APN
  • U013218C6T000001001000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,524 sqft Living Area
Gross Area3,610 sqft
1st Floor Area1,123 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2024
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialTile
Lot Area7,921 sqft (0.182 acres)
Lot Dimensions114 ft deep x 59.8 ft wide
Garage TypeAttached
Garage Area485 sqft
PorchOpen Porch
Porch Area601 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0315811120
Street Address1046 SEAGRAPE DR
CityRUSKIN
StateFL
Zip33570-3048
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionANTIGUA COVE PHASE 3A LOT 100 BLOCK 1
Legal Block1
Legal Lot Number100
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group2
Census Block2032
Census Tract14121

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1046 SEAGRAPE DR, RUSKIN, FL 33570-3048
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 20, 2023 · Amount on Record
Deed SaleFeb 20, 2023 · Amount on Record
Deed Document Number202368652
Record UpdatedOct 29, 2026

February 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateFeb 20, 2023
Property Address1046 SEAGRAPE DR, RUSKIN, FL 33570-3048
Document Number0000068652
Map ReferenceMB 141 PG 130
Instrument DateFeb 17, 2023
Instrument2023068652
Transaction TypeTransfer
Record UpdatedJan 30, 2024
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,225.10
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4600 W CYPRESS ST STE 200, 200, TAMPA, FL 33607-4099

Transferred To (Grantee/Buyer)

NameVerified Name
Address1046 SEAGRAPE DR, RUSKIN, FL 33570-3048

Mortgage

Document Number0000068653
DateFeb 20, 2023
Instrument2023068653
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2053
Interest
Rate TypeAdjustable Rate
Rate4.99%
Type Change DateMar 1, 2030
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change9.99%
IndexOther
Margin3
Max Rate9.99%

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$616,986 (-4.05%) Land $287,014 Building $329,972$616,986 (-4.05%) Land $287,014 Building $329,972
2025$16,465.00 (+83.82%)$643,057 (+135.84%) Land $287,014 Building $356,043$643,057 (+135.84%) Land $287,014 Building $356,043
2023$8,957.00 (+150.76%)$272,664 (+3,872.38%) Land $272,664$272,664 (+3,872.38%) Land $272,664
2022$3,572.00$6,864 Land $6,864$6,864 Land $6,864

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 872 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,051 units insured
incl. 179 condo units
Nearby Flood Claims223 (1993–2025)
Claims Outside the SFHA1 of 223
Most Recent ClaimNov 2025 · rainfall accumulation
Claims by Event
  • Hurricane Milton, Oct 2024 · 5 claims
  • Hurricane Helene, Sep 2024 · 207 claims
  • Hurricane Idalia, Aug 2023 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 71% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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