1046 SE Westminster Pl, Stuart, FL 34997 Property Records

Martin County property record for 1046 SE Westminster Pl, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,026 sqft · built 2002
Lot Size	0.161 acres (7,013 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Dec 2014)
Tax Bill	$3,961 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`39-38-41-017-000-0018.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`39-38-41-017-000-0018.0-0-0000`
Alternative APNs	`39-38-41-017-000-00180-0` `147157`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,026 sqft Living Area
Gross Area	2,416 sqft
1st Floor Area	2,026 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	7,013 sqft (0.161 acres)
Garage Type	Attached
Garage Area	390 sqft
Parking Spaces	1 Parking Space
Porch	Open Concrete/Masonry Porch
Porch Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	147157
Street Address	1046 SE WESTMINSTER PL
City	STUART
State	FL
Zip	34997-5500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUDR
Legal Description	LOT 18 WILLOUGHBY PLAT 17 PUD (PB 15 PG 2) A REPLAT
Legal Range	41E
Legal Township	38S
Legal Section	39
Legal Subdivision	WILLOUGHBY (AKA WILLOUGHBY GLEN)
Legal Block	1
Legal Lot Number	18
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1005
Census Tract	1105

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1046 SE WESTMINSTER PL, STUART, FL 34997-5500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Deed of Trust, Mortgage · Line of Credit NEW AMERICAN FUNDING
Oct 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage US MTG/FL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2014 · Amount on Record
Deed Sale	Dec 15, 2014 · Amount on Record
Prior Sale	Sep 3, 2009 · Amount on Record
Deed Document Number	20142490332
Deed Book / Page	2756 / 2480
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	1046 SE WESTMINSTER PL, STUART, FL 34997-5500
Transaction Type	Mortgage
Record Updated	Mar 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1046 SE WESTMINSTER PL, STUART, FL 34997-5500

Mortgage

Document Number	0035492011
Date	Feb 19, 2026
Book Page	3549/2011
Instrument	3171204

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	1046 SE WESTMINSTER PL, STUART, FL 34997-5500
Document Number	0029550377
Book / Page	002955 / 000377
Instrument Date	Oct 10, 2017
Transaction Type	Mortgage
Record Updated	Nov 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1046 SE WESTMINSTER PL STUART FL 349975500, STUART, FL 34997-5500

Mortgage

Document Number	0029550377
Date	Oct 23, 2017
Book Page	002955/000377
Instrument	2660881

Lender

Name	US MTG/FL
Type	Mortgage Company
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2047

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,961.00 (-0.5%) Homeowner's exemption	$263,776 (+5.99%)	$377,120 (-4.79%) Land $150,000 Building $227,120
2024	$3,981.00 (+2.29%)
2023	$3,892.00 (+3.79%) Additional exemption filed	$248,877 (+3%)	$396,080 (+20.43%) Land $130,000 Building $266,080
2022	$3,750.00 Homeowner's exemption	$241,629	$328,900 Land $101,180 Building $227,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 143 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	143 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Blue Stream.

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