1046 Schultz St, Defiance, OH 43512 Property Records

Defiance County property record for 1046 Schultz St, Defiance, OH 43512

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,308 sqft · built 1942
Lot Size	0.179 acres (7,802 sqft)
Owner	Individual Name on Record
Tax Bill	$1,043 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Sep 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B011041003400`

Property Details

APN / Parcel Number

Primary APN	`B011041003400`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,308 sqft Living Area
Gross Area	2,400 sqft
1st Floor Area	900 sqft
Upper Floors Area	408 sqft
Basement Area	900 sqft
Unfinished Basement	900 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1984
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,802 sqft (0.179 acres)
Lot Dimensions	130 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	16 sqft
Deck Area	176 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1046 SCHULTZ ST
City	DEFIANCE
State	OH
Zip	43512-2945
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH DEFIANCE ADD LOT 131
Legal Subdivision	SOUTH DEFIANCE ADD
Legal Lot Number	131
Jurisdiction	DEFIANCE OH
Township / Civil Division	DEFIANCE
Census Block Group	2
Census Block	2022
Census Tract	958700

Owner

Source: Defiance County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1046 SCHULTZ ST, DEFIANCE, OH 43512-2945
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed of Trust, Mortgage · Line of Credit MIDWEST COMMUNITY FCU
Sep 22, 2020	Intrafamily Transfer, Transfer
Nov 9, 2017	Affidavit, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 1, 1992
Deed Sale	Jan 1, 1992
Last Transfer Date	Sep 21, 2020
Transfer Doc	431/2098
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	1046 SCHULTZ ST, DEFIANCE, OH 43512-2945
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1046 SCHULTZ ST, DEFIANCE, OH 43512-2945

Mortgage

Document Number	00443/2395
Date	Nov 3, 2021
Book Page	443/2395
Instrument	202100006111

Lender

Name	MIDWEST COMMUNITY FCU
Type	Credit Union
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	144 Months
Due	Nov 28, 2033

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DEFIANCE OH
Recording Date	Sep 22, 2020
Property Address	1046 SCHULTZ ST, DEFIANCE, OH 43512-2945
Document Number	431/2098
Book / Page	431 / 2098
Instrument Date	Sep 21, 2020
Instrument	202000004388
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1046 SCHULTZ ST, DEFIANCE, OH 43512-2945

November 2017: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	DEFIANCE OH
Recording Date	Nov 9, 2017
Property Address	1046 SCHULTZ ST, DEFIANCE, OH 43512-2945
Document Number	00407/2882
Book / Page	407 / 2882
Instrument Date	Oct 26, 2017
Instrument	201700004789
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1046 SCHULTZ ST, DEFIANCE, OH 43512-2945

Tax Assessment & Valuation

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Defiance Township
Municipality	Defiance City
Unified School District	Defiance City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,043.00 (-2.25%) Homeowner's exemption	$37,530 (-) Land $3,910 Building $33,620
2024			$107,210 (-0.02%) Land $11,160 Building $96,050
2023	$1,067.00 (-11.6%)	$37,530 (+30.27%) Land $3,910 Building $33,620	$107,228 (+30.29%) Land $11,171 Building $96,057
2022	$1,207.00	$28,810 Land $3,910 Building $24,900
2020			$82,300 Land $11,160 Building $71,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1982)
Most Recent Claim	Mar 1982 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Mar 1982 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEFIANCE CITY serves 16,494 people · EPA ID OH2000111
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2022
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies.

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