1046 Sandy Point Rd, Babson Park, FL 33827 Property Records

Polk County property record for 1046 Sandy Point Rd, Babson Park, FL 33827

Property Summary

Property Type	Duplex
Details	1 bd · 1 ba · 960 sqft · built 1958
Lot Size	0.197 acres (8,599 sqft)
Owner	2 Individual Names on Record
Last Sale	$239,000 (May 2024)
Tax Bill	$2,507 (2025)
Deeds & Mortgages	May 2024 Sale Jul 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-30-29-000000-042110`

Property Details

APN / Parcel Number

Primary APN	`28-30-29-000000-042110`
Alternative APNs	`293028000000042110` `93028000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Units	2 Units
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 2000
Architectural Style	Duplex Single
Lot Area	8,599 sqft (0.197 acres)
Lot Dimensions	100 ft deep x 91 ft wide
View / Lot	Duplex
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1046 SANDY POINT RD
City	BABSON PARK
State	FL
Zip	33827-9689
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	XX
Legal Description	BEG 362.80 FT S & 35 FT E OF NW COR OF W1/4 OF SE1/4 OF SW1/4 RUN S 112.20 FT E 100 FT N 60 FT N 62 DEG 26 W 112.80 FT TO POB
Legal Range	28E
Legal Township	30S
Legal Section	29
Legal Subdivision	MANGHAM CROOKED LAKE SUBDIVISION
Legal Block	2
Jurisdiction	POLK FL
Township / Civil Division	LAKE WALES
Census Block Group	2
Census Block	2008
Census Tract	15402

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1283 BRIGGS RD, BABSON PARK, FL 33827-9772
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2024	Warranty Deed, Transfer ALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC
Jul 24, 2023	Deed of Trust, Mortgage · Line of Credit FLORIDA STATE UNIVERSITY CU
Sep 1, 2022	Warranty Deed, Transfer ALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC
May 30, 2019	Warranty Deed, Transfer · Conventional Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2024 · Amount on Record
Deed Sale	May 6, 2024 · Amount on Record
Prior Sale	Sep 1, 2022 · Amount on Record
Deed Document Number	2024104528
Deed Book / Page	13105 / 813
Prior Transfer Date	Oct 24, 2006
Prior Transfer Doc	0000265635
Record Updated	Oct 29, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 6, 2024
Property Address	1046 SANDY POINT RD, BABSON PARK, FL 33827-9689
Document Number	0000104528
Book / Page	13105 / 813
Instrument Date	May 3, 2024
Instrument	2024104528
Transaction Type	Transfer
Record Updated	May 15, 2024
Title Company	ALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC

Transaction

Amount	Amount Recorded
Tax	$1,673.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4798 S FLORIDA AVE # 169, 169, LAKELAND, FL 33813-2181

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1283 BRIGGS RD, BABSON PARK, FL 33827-9772

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1046 SANDY POINT RD, BABSON PARK, FL 33827-9689
Transaction Type	Mortgage
Record Updated	Aug 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5449 MARINA CV, LAKELAND, FL 33813-2640

Mortgage

Document Number	0000170565
Date	Jul 24, 2023
Book Page	12772/2228
Instrument	2023170565

Lender

Name	FLORIDA STATE UNIVERSITY CU
Type	Credit Union
Address	TALLAHASSEE, FL 32318

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jul 13, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 1, 2022
Property Address	1046 SANDY POINT RD, BABSON PARK, FL 33827-9689
Document Number	0000239293
Book / Page	12404 / 725
Instrument Date	Aug 31, 2022
Instrument	2022239293
Transaction Type	Transfer
Record Updated	Sep 15, 2022
Title Company	ALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC

Transaction

Amount	Amount Recorded
Tax	$1,470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 234, BABSON PARK, FL 33827-0234

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5449 NARINA COVE, LAKELAND, FL 33813

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 30, 2019
Property Address	1046 SANDY POINT RD, BABSON PARK, FL 33827-9689
Document Number	0108581145
Book / Page	010858 / 001145
Instrument Date	May 29, 2019
Instrument	111799
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	REAL ESTATE TITLE SERVICES LLC, REAL ESTATE TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$602.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 234 BABSON PARK FL 338270234, BABSON PARK, FL 33827-0234

Mortgage

Document Number	108581146
Date	May 30, 2019
Book Page	010858/001146
Instrument	111800

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 29, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$176,400 (-9.03%) Land $37,000 Building $23,791	$176,400 (-9.03%) Land $37,000 Building $23,791
2025	$2,507.00 (-17.94%)	$193,920 (+11.83%) Land $37,000 Building $25,108	$193,920 (+11.83%) Land $37,000 Building $25,108
2023	$3,055.00 (+105.59%)	$173,400 (+203.91%)	$173,400 (+203.91%)
2022	$1,486.00	$57,056 Land $30,000 Building $27,056	$57,056 Land $30,000 Building $27,056

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2004)
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKE WALES serves 18,722 people · EPA ID FL6532234
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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