1046 Saint Clair St, Jacksonville, FL 32254 Property Records

Duval County property record for 1046 Saint Clair St, Jacksonville, FL 32254

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 860 sqft · built 2020
Lot Size0.223 acres (9,696 sqft)
Owner2 Individual Names on File
Last Sale$195,000 (Jul 2024)
Tax Bill$3,046 (2025)
Deeds & MortgagesApr 2024 Sale
May 2020 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN049527-0000

Property Details

APN / Parcel Number

Primary APN049527-0000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area860 sqft Living Area
Gross Area1,153 sqft
1st Floor Area860 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Construction TypeWood
Roof TypeShed Roof
Roof MaterialMetal
Lot Area9,696 sqft (0.223 acres)
Lot Dimensions123 ft deep x 80 ft wide
Garage TypeCarport
Garage Area216 sqft
CarportCarport
Carport Area216 sqft
PorchFinished/Open Porch
Porch Area77 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address1046 SAINT CLAIR ST
CityJACKSONVILLE
StateFL
Zip32254-2552
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRLD-60
Legal Description08-2S-26E .226 PT SE1/4 OF SE1/4 RECD O/R 21114-721
Legal Range26E
Legal Township02S
Legal Section08
Legal SubdivisionSECTION LAND
Legal Block3
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE WEST
Census Block Group3
Census Block3014
Census Tract2702

Owner

1046 Saint Clair St is owned and occupied by two individuals who bought it in July 2024.

Source: Duval County records, as of September 25, 2026

Owner of Record2 Individual Names on File
Mailing Address1046 SAINT CLAIR ST, JACKSONVILLE, FL 32254-2552
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 15, 2024Warranty Deed, Transfer
OS NATIONAL LLC
May 21, 2020Warranty Deed, Transfer · VA Mortgage
SWBC MORTGAGE CORP
May 3, 2019Deed of Trust, Mortgage
MAUREEN HAYES
Aug 9, 2018Warranty Deed, Transfer
ATTORNEY ONLY
Jun 28, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 8, 2024 · Amount on File
Deed SaleJul 8, 2024 · Amount on File
Prior SaleApr 15, 2024 · Amount on File
Deed Document Number2024145358
Deed Book / Page21114 / 721
Record UpdatedOct 29, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateApr 15, 2024
Property Address1046 SAINT CLAIR ST, JACKSONVILLE, FL 32254-2552
Document Number0210171717
Book / Page21017 / 1717
Instrument DateApr 9, 2024
Instrument2024078809
Transaction TypeTransfer
Record UpdatedJul 1, 2026
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount on Record
Tax$1,193.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8196 MARIETTA STILL DR, JACKSONVILLE, FL 32220-2577

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
InvestorPossibly a Property Investor

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateMay 21, 2020
Property Address1046 SAINT CLAIR ST, JACKSONVILLE, FL 32254-2552
Document Number0192121558
Book / Page19212 / 1558
Instrument DateMay 18, 2020
Instrument2020103750
Transaction TypeTransfer
Record UpdatedJul 28, 2022
Title CompanyTITLE AMERICA RE CLOSINGS IN

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$885.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11250 OLD ST #15-13815-138, 11250, JACKSONVILLE, FL 32223

Transferred To (Grantee/Buyer)

NameVerified Name
Address1046 SAINT CLAIR ST, JACKSONVILLE, FL 32254-2552

Mortgage

Document Number0192121560
DateMay 21, 2020
Instrument19212/1560
Lender
NameSWBC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2050

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address1046 SAINT CLAIR ST, JACKSONVILLE, FL 32254-2552
Document Number0187970216
Instrument DateMay 3, 2019
Transaction TypeMortgage
Record UpdatedJun 14, 2019
Title CompanyTITLE AMERICA RE CLOSINGS INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address11250 OLD SAINT AUGUSTINE RD JACKSONVILLE FL 322571088, JACKSONVILLE, FL 32257-1088

Mortgage

Document Number0187970216
DateMay 20, 2019
Book Page018797/000216
Instrument116650
Lender
NameMAUREEN HAYES
Address740 KINSEY RD, MONTICELLO, FL 32344-5234
Agreement
AmountAmount on Record

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateAug 9, 2018
Property Address1046 SAINT CLAIR ST, JACKSONVILLE, FL 32254-2552
Document Number0184871124
Book / Page018487 / 001124
Instrument DateAug 1, 2018
Instrument188259
Transaction TypeTransfer
Record UpdatedAug 31, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$45.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address11250 OLD SAINT AUGUSTINE RD JACKSONVILLE FL 322571088, JACKSONVILLE, FL 32257-1088

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateJun 28, 2018
Property Address1046 SAINT CLAIR ST, JACKSONVILLE, FL 32254-2552
Document Number0184380748
Book / Page018438 / 000748
Instrument DateJun 21, 2018
Instrument152691
Transaction TypeTransfer
Record UpdatedJul 19, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$189.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Tax Assessment & Valuation

The 2025 property tax bill for 1046 Saint Clair St was $3,046, up 93.8% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$139,766 (-7.9%) Land $23,040 Building $116,726$139,766 (-7.9%) Land $23,040 Building $116,726
2025$3,046.00 (+93.77%)$151,761 Land $38,400 Building $113,361$151,761 Land $38,400 Building $113,361
2024$1,572.00 (-22.94%)
2023$2,040.00 (+16.17%)$114,238 (+13.76%) Land $21,504 Building $92,734$114,238 (+13.76%) Land $21,504 Building $92,734
2022$1,756.00$100,424 Land $7,680 Building $92,744$100,424 Land $7,680 Building $92,744

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1046 Saint Clair St in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims14 (1992–2017)
Claims Outside the SFHA14 of 14
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Tropical Storm Fay, Aug 2008 · 2 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1046 Saint Clair St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

Nearby Properties on Saint Clair St

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