Loudoun County property record for 1046 Ramsgate Ct, Apt A, Sterling, VA 20164
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,302 sqft · built 1975 |
| Owner | Individual Name on Record |
| Last Sale | $207,500 (Dec 2013) |
| Tax Bill | $2,730 (2023) |
| Deeds & Mortgages | May 2021 Refinance May 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 032-18-2966-124 |
| Primary APN | 032-18-2966-124 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,302 sqft Living Area |
| 1st Floor Area | 1,302 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick/Stone |
| Foundation Type | Slab (Mat/Raft) |
| Patio Area | 120 sqft |
| Shed | 1 Shed |
| Shed Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Old Parcel Number | /81/FCM31046A |
|---|---|
| Street Address | 1046 RAMSGATE CT APT A, A |
| City | STERLING |
| State | VA |
| Zip | 20164-5908 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | PDH3 |
| Legal Description | NEWBERRY COND PH.3 #1046A 200410280115581 |
| Legal Subdivision | NEWBERRY |
| Legal Phase | 3 |
| Legal Lot Number | 1046A |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | STERLING |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 611602 |
Source: Loudoun County records, as of September 27, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1046 RAMSGATE CT APT A, A, STERLING, VA 20164-5908 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance EMBRACE HOME LOANS INC |
| May 28, 2021 | Intrafamily Transfer, Transfer · Stand-Alone Refinance EMBRACE HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2013 · Amount on Record |
| Deed Sale | Dec 4, 2013 · Amount on Record |
| Prior Sale | Oct 28, 2004 · Amount on Record |
| Deed Document Number | 20131204093423 |
| Last Transfer Date | May 28, 2021 |
| Transfer Doc | 202105280061288 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 1046 RAMSGATE CT APT A, A, STERLING, VA 20164-5908 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000061289 |
|---|---|
| Date | May 28, 2021 |
| Instrument | 202105280061289 |
| Name | EMBRACE HOME LOANS INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | May 28, 2021 |
| Property Address | 1046 RAMSGATE CT APT A, A, STERLING, VA 20164-5908 |
| Document Number | 202105280061288 |
| Instrument Date | May 24, 2021 |
| Instrument | 202105280061288 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1046 RAMSGATE CT APT A, A, STERLING, VA 20164-5908 |
| Document Number | 0000061289 |
|---|---|
| Date | May 28, 2021 |
| Instrument | 202105280061289 |
| Name | EMBRACE HOME LOANS INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Loudoun County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,730.00 | $312,110 Land $100,000 Building $212,110 | $312,110 Land $100,000 Building $212,110 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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