1046 Pinecrest Dr, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 1046 Pinecrest Dr, Annapolis, MD 21403

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,934 sqft · built 1959
Lot Size0.551 acres (24,000 sqft)
Owner2 Company Names on Record
Last Sale$590,000 (Jul 2009)
Tax Bill$6,872 (2025)
Deeds & MortgagesJan 2024 Line of Credit
Feb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN02-001-09582401

Property Details

APN / Parcel Number

Primary APN02-001-09582401
Alternative APNs
  • 2-001-09582401
  • 00109582401

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,934 sqft Living Area
Gross Area3,130 sqft
1st Floor Area2,163 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area24,000 sqft (0.551 acres)
Garage TypeAttached
Garage Area624 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area268 sqft
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number00109582401
Street Address1046 PINECREST DR
CityANNAPOLIS
StateMD
Zip21403-4231
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLTS 45 46 SC F ANNAPOLIS ROADS
Legal SubdivisionANNAPOLIS ROADS
Legal Block2
Legal Lot Number45
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group2
Census Block2002
Census Tract702602

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address1046 PINECREST DR, ANNAPOLIS, MD 21403-4231
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jan 17, 2024Deed of Trust, Mortgage · Line of Credit
FEDERAL CREDIT UNION
Feb 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 9, 2009 · Amount on Record
Deed SaleJul 9, 2009 · Amount on Record
Deed Document Number20095149
Deed Book / Page21290 / 91
Last Transfer DateJun 7, 2011
Transfer Doc0247730140
Record UpdatedOct 29, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address1046 PINECREST DR, ANNAPOLIS, MD 21403-4231
Transaction TypeMortgage
Record UpdatedFeb 5, 2024
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0401830492
DateJan 17, 2024
Book Page40183/492
Lender
NameFEDERAL CREDIT UNION
TypeCredit Union
AddressGARDENA, CA 90248
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJan 16, 2039
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address1046 PINECREST DR, ANNAPOLIS, MD 21403-4231
Transaction TypeMortgage
Record UpdatedApr 30, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0360850309
DateFeb 5, 2021
Book Page36085/309
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$773,600 (+15.02%) Land $379,000 Building $394,600$773,600 (-) Land $379,000 Building $394,600
2025$6,872.00 (-0.19%) Homeowner's exemption$672,567 (+42.95%)$773,600 (+64.42%) Land $379,000 Building $394,600
2024$6,885.00 (+34.03%)
2023$5,137.00 Homeowner's exemption$470,500 Land $274,000 Building $196,500$470,500 Land $274,000 Building $196,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims181 (1979–2024)
Claims Outside the SFHA43 of 181
Most Recent ClaimMar 2024 · other causes
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Isabel, Sep 2003 · 130 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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