1046 Perry St, Reading, PA 19604 Property Records

Berks County property record for 1046 Perry St, Reading, PA 19604

Property Summary

Property Type	Single Family Home
Details	6 bd · 1 ba · 1,878 sqft · built 1910
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Oct 2025)
Tax Bill	$1,191 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5317-37-07-9265`

Property Details

APN / Parcel Number

Primary APN	`5317-37-07-9265`
Alternative APNs	`17-5317-37-07-9265` `597100`

Interior

Bedrooms	6 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	1,878 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1046 PERRY ST
City	READING
State	PA
Zip	19604-2041
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	07
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1013
Census Tract	800

Owner

1046 Perry St is owned and occupied by an individual who bought it in October 2025.

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1046 PERRY ST, READING, PA 19604-2041
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Feb 9, 2023	Deed, Transfer · FHA Mortgage ZILLOW HOME LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2025 · Amount on File
Deed Sale	Oct 7, 2025 · Amount on File
Prior Sale	Feb 9, 2023 · Amount on File
Deed Document Number	202530895
Record Updated	Oct 29, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Oct 7, 2025
Property Address	1046 PERRY ST, READING, PA 19604-2041
Document Number	0000030895
Instrument Date	Oct 1, 2025
Instrument	2025030895
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	FREEDOM SETTLEMENT GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1046 PERRY ST, READING, PA 19604-2041

Mortgage

Document Number	0000030896
Date	Oct 7, 2025
Instrument	2025030896

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Feb 9, 2023
Property Address	1046 PERRY ST, READING, PA 19604-2041
Document Number	0000003732
Instrument Date	Feb 8, 2023
Instrument	2023003732
Transaction Type	Transfer
Record Updated	Feb 23, 2023
Title Company	HOMESALE SETTLEMENT SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1046 PERRY ST, READING, PA 19604-2041

Mortgage

Document Number	0000003733
Date	Feb 9, 2023
Instrument	2023003733

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 1046 Perry St was $1,191, up 4% from the year before.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,191.00 (+4.02%)	$42,200 (-) Land $13,400 Building $28,800	$13,400 Land $13,400
2025	$1,145.00 (+2.51%)	$42,200 (-) Land $13,400 Building $28,800
2024	$1,117.00	$42,200 Land $13,400 Building $28,800
1994			$42,200 Land $13,400 Building $28,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1046 Perry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1046 Perry St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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