1046 N Spring St, Everett, PA 15537 Property Records

Bedford County property record for 1046 N Spring St, Everett, PA 15537 · Last verified August 2026

Property Summary

Property Type	Residential
Lot Size	1.83 acres (79,715 sqft)
Owner	Individual Name on File
Last Sale	$2,762 (Nov 2018)
Tax Bill	$459 (2026)
Deeds & Mortgages	Nov 2025 Line of Credit Feb 2024 Transfer + 3 more
Flood Zone	Zone AE (high risk)
APN	`E.05-0.00-131`

Property Details

APN / Parcel Number

Primary APN	`E.05-0.00-131`
Alternative APN	`150-011122`

Exterior

Lot Area	79,715 sqft (1.83 acres)

Location & Zoning

Street Address	243 MAIN ST
City	OSTERBURG
State	PA
Zip	16667-8213
Property Category	Residential
Property Type	Residential > Specialized > Other
Jurisdiction	BEDFORD PA
Township / Civil Division	KING
Census Block Group	3
Census Block	3041
Census Tract	960600

Owner

Source: Bedford County records · APN E.05-0.00-131

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	243 MAIN ST, OSTERBURG, PA 16667-8213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 05, 2025	Deed of Trust, Mortgage · Line of Credit HOMETOWN BANK OF PENNSYLVANIA
Feb 23, 2024	Intrafamily Transfer, Transfer
Jun 23, 2022	Deed of Trust, Mortgage · Line of Credit HOMETOWN BANK OF PENNSYLVANIA
Apr 10, 2018	Deed of Trust, Mortgage · Commercial Mortgage HOMETOWN BANK OF PENNSYLVANIA
Nov 27, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 27, 2018 · Amount on Record
Deed Sale	Nov 27, 2018 · Amount on Record
Prior Sale	Jun 01, 1995
Deed Document Number	20185360
Deed Book / Page	2018 / 5360
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	1046 N SPRING ST, EVERETT, PA 15537-3036
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1046 N SPRING ST, EVERETT, PA 15537-3036

Mortgage

Document Number	02025/5299
Date	Nov 05, 2025
Book Page	2025/5299
Instrument	2025-005299

Lender

Name	HOMETOWN BANK OF PENNSYLVANIA
Type	Bank
Address	BEDFORD, PA 15522

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEDFORD PA
Recording Date	Feb 23, 2024
Property Address	1046 N SPRING ST, EVERETT, PA 15537-3036
Document Number	002024/814
Book / Page	2024 / 814
Map Reference	MB 2024 PG 5152
Instrument Date	Feb 23, 2024
Instrument	2024-000814
Transaction Type	Transfer
Record Updated	Mar 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 HURON RD, SIX MILE RUN, PA 16679-9056

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	1046 N SPRING ST, EVERETT, PA 15537-3036
Transaction Type	Mortgage
Record Updated	Jul 06, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1046 N SPRING ST, EVERETT, PA 15537-3036

Mortgage

Document Number	02022/3352
Date	Jun 23, 2022
Book Page	2022/3352
Instrument	2022-003352

Lender

Name	HOMETOWN BANK OF PENNSYLVANIA
Type	Bank
Address	BEDFORD, PA 15522

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	1046 N SPRING ST, EVERETT, PA 15537-3036
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/1494
Date	Apr 10, 2018
Book Page	2018/1494
Instrument	2018-001494

Lender

Name	HOMETOWN BANK OF PENNSYLVANIA
Type	Bank
Address	EVERETT, PA 15537

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD PA
Recording Date	Nov 27, 2018
Property Address	1046 N SPRING ST, EVERETT, PA 15537-3036
Document Number	2018/5360
Book / Page	2018 / 5360
Instrument Date	Nov 27, 2018
Instrument	2018-005360
Transaction Type	Transfer
Record Updated	Jul 15, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3044 IMLERTOWN RD, 3044, BEDFORD, PA 15522-8102

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1046 N SPRING ST, EVERETT, PA 15537-3036

Tax Assessment & Valuation

Source: Bedford County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bedford County
County Subdivision	King Township
Unified School District	Chestnut Ridge School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$459.00 (+25.75%)	$27,900 (-) Land $27,100 Building $800	$27,900 (-) Land $27,100 Building $800
2025			$27,900 (-) Land $27,100 Building $800
2023	$365.00 Additional exemption filed	$27,900 Land $27,100 Building $800
2012			$27,900 Land $27,100 Building $800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bedford County (42009C), updated May 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 420099606003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1984–2010)
Most Recent Claim	Dec 2010, rainfall accumulation
Claims By Storm	Severe Storms And Flooding, Jan 1996 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 43% of Pennsylvania
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 28 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cogeco Cable Holdings II	Cable	1,000 / 50
Crowsnest Broadband	Fixed Wireless (licensed-by-rule)	400 / 100

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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