St. Clair County property record for 1046 Mountain Top Loop, Pell City, AL 35128
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,732 sqft · built 1997 |
| Lot Size | 9.7 acres (422,532 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $10 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-01-11-0-000-001.001 |
| Primary APN | 27-01-11-0-000-001.001 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,732 sqft Living Area |
| 1st Floor Area | 2,144 sqft |
| Upper Floors Area | 588 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 422,532 sqft (9.7 acres) |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 00504738 |
|---|---|
| Street Address | 1046 MOUNTAIN TOP LOOP |
| City | PELL CITY |
| State | AL |
| Zip | 35128-6122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E2 E2 NE4 NE4 LESS RD RW 9.70 ACC 11-17-2 |
| Legal Range | 02E |
| Legal Township | 17S |
| Legal Section | 11 |
| Jurisdiction | ST CLAIR AL |
| Township / Civil Division | MOODY |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 40105 |
1046 Mountain Top Loop is owned and occupied by two individuals.
Source: St. Clair County records, as of August 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1046 MOUNTAIN TOP LOOP, PELL CITY, AL 35128-6122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 1046 Mountain Top Loop was $10 with exemptions applied.
Source: St. Clair County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | St. Clair County |
| Unified School District | Pell City City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10.00 | $32,220 | $322,030 Land $66,000 Building $256,030 |
| 2023 | $64,406 Land $13,200 Building $51,206 | $322,030 Land $66,000 Building $256,030 | |
| 2022 | $10.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1046 Mountain Top Loop in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2003 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1046 Mountain Top Loop is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 76% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
May also be available: Coosa Valley Technologies.
5G and 4G LTE (outdoors only)
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