1046 Laurel Tree Ct, Troy, OH 45373 Property Records

Miami County property record for 1046 Laurel Tree Ct, Troy, OH 45373

Property Summary

Property Type	Apartments (5+ Units)
Details	3,988 sqft · built 2012
Lot Size	0.262 acres (11,413 sqft)
Owner	Company Name on File
Last Sale	$7,250 (Aug 2017)
Tax Bill	$8,270 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Aug 2017 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`D08-105116`

Property Details

APN / Parcel Number

Primary APN	`D08-105116`
Alternative APN	`050629.4-06-007-00`

Interior

Units	4 Units
Stories	1 Story
Building Area	3,988 sqft Total Area

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Lot Area	11,413 sqft (0.262 acres)
Lot Dimensions	120 ft deep x 90 ft wide
Storage Building	1,244 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	1046 LAUREL TREE CT
City	TROY
State	OH
Zip	45373-4791
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	IN LOT 9760 OAKMONT CREEK SUB #5
Legal Subdivision	OAKMONT CREEK SUB #5
Legal Lot Number	9760
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2009
Census Tract	365301

Owner

1046 Laurel Tree Ct, a residential property, is owned by a company that bought it in August 2017.

Source: Miami County records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 14, MARIA STEIN, OH 45860-0014
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2024	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF NEW BREMEN
Aug 8, 2017	Trustee's Deed, Transfer · Line of Credit COREVEST AMERICAN FINANCE LEND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2017 · Amount on File
Deed Sale	Aug 8, 2017 · Amount on File
Prior Sale	May 1, 2012 · Amount on File
Deed Document Number	2017OR-09703
Prior Transfer Date	May 25, 2012
Prior Transfer Doc	0000007734
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	1046 LAUREL TREE CT, TROY, OH 45373-4791
Transaction Type	Mortgage
Record Updated	Apr 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2411 CASSELLA MONTEZUMA RD, MARIA STEIN, OH 45860-9797

Mortgage

Document Number	0000003517
Date	Apr 10, 2024
Instrument	2024OR-03517

Lender

Name	FIRST NATIONAL BANK OF NEW BREMEN
Type	Bank
Address	435 S WASHINGTON ST, NEW BREMEN, OH 45869

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 9, 2049

Interest

Change Frequency	Monthly

August 2017: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	MIAMI OH
Recording Date	Aug 8, 2017
Property Address	1046 LAUREL TREE CT, TROY, OH 45373-4791
Document Number	0000009703
Instrument Date	Jul 28, 2017
Instrument	9703
Transaction Type	Transfer
Record Updated	Sep 27, 2017
Title Company	OS NATIONAL LLC, OS NAT'L LLC

Transaction

Amount	Amount on Record
Tax	$14.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1595 WINDRIDGE PL #E TROY OH 453734733, E, TROY, OH 45373-4733
Investor	Possibly a Property Investor

Mortgage

Document Number	9704
Date	Aug 8, 2017
Instrument	9704

Lender

Name	COREVEST AMERICAN FINANCE LEND
Address	1920 MAIN ST # 850, IRVINE, CA 92614-7285

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1046 Laurel Tree Ct was $8,270, up 70.4% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,270.00 (+70.37%)	$165,970 (+100.42%) Land $14,560 Building $151,410	$474,200 Land $41,600 Building $432,600
2024	$4,854.00 (+2.15%)	$82,810 (-) Land $12,110 Building $70,700
2023	$4,752.00 (+8.67%)	$82,810 (-) Land $12,110 Building $70,700	$236,600 (-) Land $34,600 Building $202,000
2022	$4,373.00	$82,810 Land $12,110 Building $70,700	$236,600 Land $34,600 Building $202,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1046 Laurel Tree Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1046 Laurel Tree Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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