1046 Kelley St, Troy, MI 48083 Property Records

Oakland County property record for 1046 Kelley St, Troy, MI 48083

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 998 sqft · built 1931
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on File
Last Sale$47,000 (Jul 2010)
Tax Bill$2,229 (2025)
Flood ZoneZone X (minimal risk)
APN88-20-27-429-039

Property Details

APN / Parcel Number

Primary APN88-20-27-429-039

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area998 sqft Living Area
1st Floor Area735 sqft
Basement Area735 sqft
Unfinished Basement735 sqft

Exterior

Year BuiltBuilt 1931
Effective Year BuiltEffective 1931
Architectural StyleBungalow
Exterior MaterialWood Siding
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions123 ft deep x 80 ft wide
Garage Area378 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area21 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address1046 KELLEY ST
CityTROY
StateMI
Zip48083-1857
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionT2N, R11E, SEC 27 STUMPF'S BEECH GROVE SUB LOTS 394 & 395
Legal Range11E
Legal Township2N
Legal Section27
Legal SubdivisionSTUMPFS BEECH GROVE SUB
Legal Lot Number394-395
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group1
Census Block1020
Census Tract197400

Owner

1046 Kelley St is owned by an individual who bought it in July 2010.

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address22236 RHYS DR, MACOMB, MI 48042-3822
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 19, 2010 · Amount on File
Deed SaleJul 19, 2010 · Amount on File
Prior SaleMar 20, 2002
Deed Document Number2010130237
Deed Book / Page42221 / 309
Prior Transfer DateFeb 4, 2002
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 1046 Kelley St was $2,229.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,229.00
2023$168,740
2022$2,629.00$84,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1046 Kelley St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 23 policies
Nearby Flood Policies23 in force
Nearby Flood Claims2 (2023–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1046 Kelley St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50

May also be available: AT&T, T-Mobile, Verizon.

Nearby Properties on Kelley St

Nearby Streets

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