Okaloosa County property record for 1046 Hwy 98 E, Destin, FL 32541
| Property Type | Common Area (Residential) |
|---|---|
| Lot Size | 3.02 acres (131,747 sqft) |
| Owner | Owner Name on File |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-590-2782-1 |
| Primary APN | C56-000-590-2782-1 |
|---|---|
| Alternative APN |
|
| Lot Area | 131,747 sqft (3.02 acres) |
|---|
| Street Address | 1046 HIGHWAY 98 E |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541 |
| Property Category | Other |
| Property Type | Other > Common Area (Residential) |
| Legal Description | SILVER BEACH TOWERS CONDO LOT 1 |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | SILVER BEACH TOWERS |
| Legal Lot Number | 1 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 23303 |
The current owner of 1046 Hwy 98 E acquired it in October 2004.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 1050 HIGHWAY 98 E # 100, 100, DESTIN, FL 32541-2974 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 27, 2004 |
| Transfer Doc | 0025710786 |
| Record Updated | Jun 8, 2026 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
FEMA maps place 1046 Hwy 98 E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 665 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3,929 units insured incl. 3,264 condo units |
| Nearby Flood Claims | 507 (1979–2026) |
| Claims Outside the SFHA | 33 of 507 |
| Most Recent Claim | May 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1046 Hwy 98 E has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: LiveOak Fiber, Verizon.
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