Wayne County property record for 1046 Harvard Rd, Grosse Pointe, MI 48230
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,140 sqft · built 1950 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $525,000 (Jan 2024) |
| Tax Bill | $12,570 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Jan 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 39 001 02 0003 004 |
| Primary APN | 39 001 02 0003 004 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,140 sqft Living Area |
| 1st Floor Area | 1,809 sqft |
| Basement Area | 1,323 sqft |
| Unfinished Basement | 1,323 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 134 ft deep x 66 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1046 HARVARD RD |
|---|---|
| City | GROSSE POINTE |
| State | MI |
| Zip | 48230-1454 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PKB3B2 4A NLY 2 FT OF LOT 3 AND THE SLY 64 FT OF LOT 4 HARVARD ROAD SUB PC 564 585 L36 P100 WCR |
| Legal Subdivision | HARVARD ROAD |
| Legal Lot Number | 3-4 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | GROSSE POINTE PARK |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 550300 |
Source: Wayne County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1046 HARVARD RD, GROSSE POINTE, MI 48230-1454 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU |
| Jan 29, 2024 | Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 29, 2024 · Amount on Record |
| Deed Sale | Jan 29, 2024 · Amount on Record |
| Prior Sale | May 18, 2011 · Amount on Record |
| Deed Document Number | 202420962 |
| Deed Book / Page | 58657 / 613 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 1046 HARVARD RD, GROSSE POINTE PARK, MI 48230-1454 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1046 HARVARD RD, GROSSE POINTE PARK, MI 48230-1454 |
| Document Number | 0600571424 |
|---|---|
| Date | Feb 10, 2026 |
| Book Page | 60057/1424 |
| Instrument | 2026045223 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Jan 29, 2024 |
| Property Address | 1046 HARVARD RD, GROSSE POINTE PARK, MI 48230-1454 |
| Document Number | 0586570613 |
| Book / Page | 58657 / 613 |
| Map Reference | LB 36 PG 100 |
| Instrument Date | Jan 25, 2024 |
| Instrument | 2024020962 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2024 |
| Title Company | CAPITAL TITLE INS AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,937.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1046 HARVARD RD, GROSSE POINTE PARK, MI 48230-1454 |
| Name | Verified Name |
|---|---|
| Address | 22332 YALE ST, SAINT CLAIR SHORES, MI 48081-2038 |
| Document Number | 0005865857 |
|---|---|
| Date | Jan 29, 2024 |
| Instrument | 58658/57 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Number | 0586680265 |
|---|---|
| Date | Feb 5, 2024 |
| Book Page | 58668/265 |
| Instrument | 2024025763 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49512 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2054 |
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Grosse Pointe Park City |
| Unified School District | Grosse Pointe Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $240,600 (+5.48%) | $481,200 (+5.48%) | |
| 2025 | $12,570.00 (+141.13%) Homeowner's exemption | $228,100 (+24.03%) | $456,200 (+24.03%) |
| 2023 | $183,900 | $367,800 | |
| 2020 | $5,213.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GROSSE POINTE PARK serves 11,555 people · EPA ID MI0002900 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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