1046 Gravois Rd, Saint Clair, MO 63077 Property Records

Franklin County property record for 1046 Gravois Rd, Saint Clair, MO 63077

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,008 sqft · built 1946
Lot Size0.4 acres (17,424 sqft)
Owner2 Individual Names on Record
Tax Bill$1,035 (2025)
Deeds & MortgagesJan 2026 Mortgage
Dec 2022 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN22-7-36.0-4-009-104.000

Property Details

APN / Parcel Number

Primary APN22-7-36.0-4-009-104.000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,008 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1946
Architectural StyleA-Frame
Construction TypeFrame
Lot Area17,424 sqft (0.4 acres)
Garage Area480 sqft

Location & Zoning

Street Address1046 GRAVOIS RD
CitySAINT CLAIR
StateMO
Zip63077-2406
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:4 BELEWS
Legal Range01W
Legal Township42
Legal Section36
Legal QuarterSE
Legal SubdivisionBELEWS
Legal Block9
Legal Lot Number4
JurisdictionFRANKLIN MO
Township / Civil DivisionCENTRAL
Census Block Group1
Census Block1037
Census Tract800904

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1046 GRAVOIS RD, SAINT CLAIR, MO 63077-2406
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2026Deed of Trust, Mortgage · Commercial Mortgage
SULLIVAN BANK
Dec 28, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF WASHINGTON
May 18, 2017Warranty Deed, Transfer
BANK OF WA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 18, 2017
Deed SaleMay 18, 2017
Deed Document Number1707470
Record UpdatedJun 8, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MO
Property Address1046 GRAVOIS RD, SAINT CLAIR, MO 63077-2406
Transaction TypeMortgage
Record UpdatedFeb 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002600777
DateJan 21, 2026
Instrument2600777
Lender
NameSULLIVAN BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MO
Property Address1046 GRAVOIS RD, SAINT CLAIR, MO 63077-2406
Transaction TypeMortgage
Record UpdatedJan 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002219141
DateDec 28, 2022
Instrument2219141
Lender
NameBANK OF WASHINGTON
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueDec 21, 2032
Interest
Rate TypeFixed Rate

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN MO
Recording DateMay 18, 2017
Property Address1046 GRAVOIS RD, SAINT CLAIR, MO 63077-2406
Document Number0000007470
Instrument DateMay 16, 2017
Instrument7470
Transaction TypeTransfer
Record UpdatedMay 30, 2017
Title CompanyHILLSBORO TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1046 GRAVOIS RD ST CLAIR MO 630772406, ST CLAIR, MO 63077-2406

Mortgage

Document Number7471
DateMay 18, 2017
Instrument7471
Lender
NameBANK OF WA
TypeBank
AddressWASHINGTON, MO 63090
Agreement
AmountAmount Recorded
Term360 Months
DueMay 17, 2047

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyFranklin County
MunicipalityParkway Village
Unified School DistrictSt. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,035.00 (+19.65%)$16,463 (+10.05%)$86,650 (+10.05%) Land $17,780 Building $68,870
2023$865.00 (+4.59%)$14,960$78,740 Land $17,780 Building $60,960
2022$827.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
Wave Internet Technologies
Fixed Wireless
100 / 100

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