1046 Foster Ave, Elyria, OH 44035 Property Records

Lorain County property record for 1046 Foster Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,373 sqft · built 1950
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$186,000 (Oct 2023)
Tax Bill	$2,078 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-24-026-115-001`

Property Details

APN / Parcel Number

Primary APN	`06-24-026-115-001`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,373 sqft Living Area
Gross Area	1,613 sqft
1st Floor Area	928 sqft
Basement Area	928 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	131 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1046 FOSTER AVE
City	ELYRIA
State	OH
Zip	44035-3256
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BANNON 2 65 X 130
Legal Subdivision	BANNON 2
Legal Tract	24
Legal Block	115
Legal Lot Number	75
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	3
Census Block	3006
Census Tract	70500

Owner

Source: Lorain County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1046 FOSTER AVE, ELYRIA, OH 44035-3256
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2023	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY
Jun 1, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Nov 23, 2018	Deed of Trust, Mortgage · Conventional with PMI NORTHWEST BK
Dec 12, 2017	Grant Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2023 · Amount on Record
Deed Sale	Oct 19, 2023 · Amount on Record
Prior Sale	Dec 12, 2017 · Amount on Record
Deed Document Number	2023933179
Prior Transfer Date	May 18, 2021
Prior Transfer Doc	0000820557
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Oct 19, 2023
Property Address	1046 FOSTER AVE, ELYRIA, OH 44035-3256
Document Number	0000933179
Map Reference	VOL 14 PG 20
Instrument Date	Oct 16, 2023
Instrument	2023-0933179
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	KINGDOM TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1046 FOSTER AVE, ELYRIA, OH 44035-3256

Mortgage

Document Number	0000933180
Date	Oct 19, 2023
Instrument	2023-0933180

Lender

Name	RUOFF MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LORAIN OH
Recording Date	Jun 1, 2021
Property Address	1046 FOSTER AVE, ELYRIA, OH 44035-3256
Document Number	20210820557
Map Reference	VOL14 PG20
Instrument Date	May 18, 2021
Instrument	2021-0820557
Transaction Type	Transfer
Record Updated	Jun 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1046 FOSTER AVE, ELYRIA, OH 44035-3256

Mortgage

Document Number	20210820558
Date	Jun 1, 2021
Instrument	2021-0820558

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	1046 FOSTER AVE, ELYRIA, OH 44035-3256
Document Number	0000701072
Instrument Date	Nov 23, 2018
Transaction Type	Mortgage
Record Updated	Jan 29, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1046 FOSTER AVE ELYRIA OH 440353256, ELYRIA, OH 44035-3256

Mortgage

Document Number	0000701072
Date	Jan 14, 2019
Instrument	701072

Lender

Name	NORTHWEST BK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Jan 13, 2039

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Dec 12, 2017
Property Address	1046 FOSTER AVE, ELYRIA, OH 44035-3256
Document Number	0000654733
Instrument Date	Dec 11, 2017
Instrument	654733
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$8,000.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1046 FOSTER AVE ELYRIA OH 440353256, ELYRIA, OH 44035-3256

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,078.00	$44,130 (-0.01%) Land $9,250 Building $34,880	$126,100 (-) Land $26,440 Building $99,660
2024	$2,078.00 (+46.03%)	$44,135 (+73.9%) Land $9,254 Building $34,881	$126,100 (+73.91%) Land $26,440 Building $99,660
2023	$1,423.00 (+1.5%)	$25,379 (%) Land $4,991 Building $20,388	$72,510 (-) Land $14,260 Building $58,250
2022	$1,402.00	$25,380 Land $4,990 Building $20,390
2021			$72,510 Land $14,260 Building $58,250

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Foster Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures