Brevard County property record for 1046 Eleuthera Dr NE, Palm Bay, FL 32905
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 2 ba · 1,393 sqft · built 2004 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Last Sale | $159,000 (Sep 2019) |
| Tax Bill | $1,348 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Jun 2020 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-37-28-25-A-16 |
| Primary APN | 28-37-28-25-A-16 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,393 sqft Living Area |
| Gross Area | 1,956 sqft |
| 1st Floor Area | 1,393 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Duplex Single |
| Exterior Material | Composition/Composite |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Width | 35 ft Width |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 330 sqft |
| Porch | Florida Room |
| Porch Area | 233 sqft |
| Patio Area | 73 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2860821 |
|---|---|
| Street Address | 1046 ELEUTHERA DR NE |
| City | PALM BAY |
| State | FL |
| Zip | 32905-4400 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RM10 |
| Legal Description | BIMINI BAY LOT 16 BLOCK A |
| Legal Range | 37E |
| Legal Township | 28S |
| Legal Section | 28 |
| Legal Subdivision | BIMINI BAY |
| Legal Block | A |
| Legal Lot Number | 16 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | PALM BAY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 65130 |
1046 Eleuthera Dr NE, a duplex, is owned and occupied by an individual who bought it in September 2019.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1046 ELEUTHERA DR NE, PALM BAY, FL 32905-4400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA |
| Jun 5, 2020 | Warranty Deed, Transfer NOT AVAILABLE |
| Sep 9, 2019 | Warranty Deed, Transfer · Conventional Mortgage HAMILTON GROUP FUNDING INC |
| Sep 9, 2019 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 9, 2019 · Amount on File |
| Deed Sale | Sep 9, 2019 · Amount on File |
| Prior Sale | Oct 13, 2003 · Amount on File |
| Deed Document Number | 2019195495 |
| Deed Book / Page | 8532 / 1153 |
| Prior Transfer Date | Sep 13, 2017 |
| Prior Transfer Doc | 0085321148 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Apr 1, 2026 |
| Property Address | 1046 ELEUTHERA DR NE, PALM BAY, FL 32905-4400 |
| Document Number | 0105861431 |
| Book / Page | 10586 / 1431 |
| Instrument Date | Mar 16, 2026 |
| Instrument | 202664496 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1046 ELEUTHERA DR NE, PALM BAY, FL 32905-4400 |
| Document Number | 0000064496, |
|---|---|
| Date | Apr 1, 2026 |
| Book Page | 10586/1431 |
| Instrument | 202664496 |
| Name | BANK OF AMIERCA NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 16, 2056 |
| Rate | 6.09% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Jun 5, 2020 |
| Property Address | 1046 ELEUTHERA DR NE, PALM BAY, FL 32905-4400 |
| Document Number | 0087591923 |
| Book / Page | 008759 / 001923 |
| Instrument Date | Jun 5, 2020 |
| Instrument | 119756 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 1046 ELEUTHERA DR NE PALM BAY FL 329054400, PALM BAY, FL 32905-4400 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Sep 9, 2019 |
| Property Address | 1046 ELEUTHERA DR NE, PALM BAY, FL 32905-4400 |
| Document Number | 0085321153 |
| Book / Page | 8532 / 1153 |
| Map Reference | MB 50 PG 46&47 |
| Instrument Date | Sep 6, 2019 |
| Instrument | 2019195495 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2022 |
| Title Company | HERITAGE TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,113.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 GLEASON DR, 3, THIELLS, NY 10984-1618 |
| Name | Verified Name |
|---|---|
| Address | 1099 MEADOWBROOK RD NE, PALM BAY, FL 32905-5008 |
| Document Number | 2019195496 |
|---|---|
| Date | Sep 9, 2019 |
| Instrument | 2019195496 |
| Name | HAMILTON GROUP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Sep 9, 2019 |
| Property Address | 1046 ELEUTHERA DR NE, PALM BAY, FL 32905-4400 |
| Document Number | 0085321148 |
| Book / Page | 008532 / 001148 |
| Instrument Date | Sep 13, 2017 |
| Instrument | 195493 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 3 GLEASON DR THIELLS NY 109841618, THIELLS, NY 10984-1618 |
The 2025 property tax bill for 1046 Eleuthera Dr NE was $1,348 with exemptions applied, up 3.9% from the year before.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Palm Bay City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $127,230 (+2.7%) | $223,060 (-1.84%) | |
| 2025 | $1,348.00 (+3.85%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $123,890 | $227,240 |
| 2024 | $1,298.00 (-6.95%) | ||
| 2023 | $1,395.00 (-0.36%) Homeowner's exemption Widower's exemption | $116,900 (+3%) | $243,170 (+14.54%) Land $60,000 Building $183,170 |
| 2022 | $1,400.00 Homeowner's exemption Widower's exemption | $113,500 | $212,300 Land $50,000 Building $162,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1046 Eleuthera Dr NE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 49 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 49 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1046 Eleuthera Dr NE is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures