1046 E Palmaire Ave, Phoenix, AZ 85020 Property Records

Maricopa County property record for 1046 E Palmaire Ave, Phoenix, AZ 85020

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,696 sqft · built 1962
Lot Size0.257 acres (11,208 sqft)
OwnerIndividual Name on Record
Last Sale$650,000 (Sep 2019)
Tax Bill$4,490 (2025)
Deeds & MortgagesJan 2022 Line of Credit
Jan 2021 Line of Credit
+ 2 more
Flood ZoneZone X (moderate risk)
APN160-28-118

Property Details

APN / Parcel Number

Primary APN160-28-118

Interior

Full Baths4 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,696 sqft Living Area
Gross Area3,474 sqft
1st Floor Area2,696 sqft

Exterior

Year BuiltBuilt 1962
Exterior MaterialBlock
Construction TypeConcrete Block
Roof MaterialAsphalt
Lot Area11,208 sqft (0.257 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces
Pool Area666 sqft
Patio Area357 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address1046 E PALMAIRE AVE
CityPHOENIX
StateAZ
Zip85020-5321
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal DescriptionNORTHWOOD MANOR 3
Legal Range03E
Legal Township02N
Legal Section04
Legal QuarterSW
Quarter-Quarter SectionSE
Legal SubdivisionNORTHWOOD MANOR 3
Legal Lot Number57
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group4
Census Block4008
Census Tract106300

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1046 E PALMAIRE AVE, PHOENIX, AZ 85020-5321
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 25, 2022Deed of Trust, Mortgage · Line of Credit
ONEAZ CU
Jan 6, 2021Deed of Trust, Mortgage · Line of Credit
QUORUM FEDERAL CU
Nov 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Sep 25, 2019Warranty Deed, Transfer · Conventional Mortgage
NOVA FINANCIAL & INVESTMENT CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 25, 2019 · Amount on Record
Deed SaleSep 25, 2019 · Amount on Record
Deed Document Number20190757748
Record UpdatedJun 8, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address1046 E PALMAIRE AVE, PHOENIX, AZ 85020-5321
Transaction TypeMortgage
Record UpdatedFeb 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1046 E PALMAIRE AVE, PHOENIX, AZ 85020-5321

Mortgage

Document Number0000073845
DateJan 25, 2022
Instrument20220073845
Lender
NameONEAZ CU
TypeCredit Union
AddressPHOENIX, AZ 85027
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJan 24, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address1046 E PALMAIRE AVE, PHOENIX, AZ 85020-5321
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1046 E PALMAIRE AVE, PHOENIX, AZ 85020-5321

Mortgage

Document Number0000011778
DateJan 6, 2021
Instrument20210011778
Lender
NameQUORUM FEDERAL CU
TypeCredit Union
AddressPURCHASE, NY 10577
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 1, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address1046 E PALMAIRE AVE, PHOENIX, AZ 85020-5321
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1046 E PALMAIRE AVE, PHOENIX, AZ 85020-5321

Mortgage

Document Number0001167710
DateNov 30, 2020
Instrument20201167710
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateSep 25, 2019
Property Address1046 E PALMAIRE AVE, PHOENIX, AZ 85020-5321
Document Number0000757748
Map ReferenceMB 96 PG 25
Instrument DateSep 4, 2019
Instrument20190757748
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyLAWYERS TITLE OF ARIZONA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6816 N 2ND ST, 6816, PHOENIX, AZ 85012-1005

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address1046 E PALMAIRE AVE, PHOENIX, AZ 85020-5321

Mortgage

Document Number0000757749
DateSep 25, 2019
Instrument20190757749
Lender
NameNOVA FINANCIAL & INVESTMENT CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2049

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Elementary School DistrictMadison Elementary District (PK - 08)
Secondary School DistrictPhoenix Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$77,400 (+7.25%)$774,000 (+7.25%) Land $154,800 Building $619,200
2025$4,490.00 (+8.56%)
2024$72,170$721,700 Land $144,300 Building $577,400
2023$4,136.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1978–2022)
Claims Outside the SFHA2 of 3
Most Recent ClaimApr 2022 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people · EPA ID AZ0407025
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 664 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless
400 / 150
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink, Verizon.

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