DuPage County property record for 1046 E Division St, Lombard, IL 60148
| Property Type | Single Family Home |
|---|---|
| Details | 2,774 sqft · built 1995 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $415,000 (Sep 2019) |
| Tax Bill | $11,829 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Apr 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-09-304-039 |
| Primary APN | 06-09-304-039 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,774 sqft Living Area |
| Gross Area | 4,089 sqft |
| 1st Floor Area | 1,315 sqft |
| 2nd Floor Area | 1,459 sqft |
| Basement Area | 1,315 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 24,394 sqft (0.56 acres) |
| Lot Dimensions | 33.8 ft deep x 7.2 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1046 E DIVISION ST |
|---|---|
| City | LOMBARD |
| State | IL |
| Zip | 60148-3109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | ENGLINGS SECOND SUB ALL |
| Legal Subdivision | ENGLINGS SECOND SUB |
| Legal Lot Number | 1 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | YORK |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 843601 |
Source: DuPage County records · APN 06-09-304-039
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1046 E DIVISION ST, LOMBARD, IL 60148-3109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 24, 2022 | Deed of Trust, Mortgage FIRST AMERICAN BANK |
| Apr 02, 2025 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Dec 07, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Sep 26, 2019 | Warranty Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 26, 2019 · Amount on Record |
| Deed Sale | Sep 26, 2019 · Amount on Record |
| Prior Sale | Jan 27, 1995 · Amount on Record |
| Deed Document Number | 201986398 |
| Prior Transfer Date | Nov 15, 1993 |
| Prior Transfer Doc | 0000269869 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 1046 E DIVISION ST, LOMBARD, IL 60148-3109 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 307, CAMPTON HILLS, IL 60140-0307 |
| Document Number | 0000060169 |
|---|---|
| Date | Jun 24, 2022 |
| Instrument | R2022-060169 |
| Name | FIRST AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | HAMPSHIRE, IL 60140 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Jun 17, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 1046 E DIVISION ST, LOMBARD, IL 60148-3109 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1046 E DIVISION ST, LOMBARD, IL 60148-3109 |
| Document Number | 0000018374 |
|---|---|
| Date | Apr 02, 2025 |
| Instrument | R2025-018374 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 1046 E DIVISION ST, LOMBARD, IL 60148-3109 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000149223 |
|---|---|
| Date | Dec 07, 2020 |
| Instrument | R2020-149223 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | AURORA, IL 60506 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Sep 26, 2019 |
| Property Address | 1046 E DIVISION ST, LOMBARD, IL 60148-3109 |
| Document Number | 0000086398 |
| Map Reference | DOC R78-70569 |
| Instrument Date | Sep 09, 2019 |
| Instrument | R2019-086398 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | PRESICION TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $415.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1046 E DIVISION ST, LOMBARD, IL 60148-3109 |
| Document Number | 0000086401 |
|---|---|
| Date | Sep 26, 2019 |
| Instrument | R2019-086401 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
Source: DuPage County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | York Township |
| Municipality | Lombard Village |
| Secondary School District | DuPage High School District 88 (09 - 12) |
| Elementary School District | SD 45 DuPage County (PK - 08) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,829.00 (+13.03%) | $175,450 (+21.33%) Land $48,837 Building $126,613 | $526,350 (+21.33%) Land $146,511 Building $379,839 |
| 2022 | $10,465.00 Homeowner's exemption | $144,600 Land $40,250 Building $104,350 | $433,800 Land $120,750 Building $313,050 |
Source: FEMA National Flood Hazard Layer as of September 1, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 581 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LOMBARD serves 44,476 people |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | May 2025 |
| Lead | 11 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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