1046 Dunham St SE, Grand Rapids, MI 49506 Property Records

Kent County property record for 1046 Dunham St SE, Grand Rapids, MI 49506

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,260 sqft · built 1910
Lot Size	0.114 acres (4,966 sqft)
Owner	2 Trust Names on File
Last Sale	$277,000 (Sep 2025)
Tax Bill	$2,997 (2025)
Deeds & Mortgages	May 2026 Transfer Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`41-14-32-179-004`

Property Details

APN / Parcel Number

Primary APN	`41-14-32-179-004`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,260 sqft Living Area
1st Floor Area	720 sqft
Basement Area	360 sqft
Unfinished Basement	360 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Roof Type	Gable
Lot Area	4,966 sqft (0.114 acres)
Lot Dimensions	124 ft deep x 40 ft wide
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	72 sqft
Patio Area	35 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1046 DUNHAM ST SE
City	GRAND RAPIDS
State	MI
Zip	49506-2683
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN-LDR
Legal Description	LOT 424* DORAN S ASSESSOR S PLAT NO 12
Legal Subdivision	DORAN S ASSESSOR S PLAT NO 12
Legal Lot Number	424
Jurisdiction	KENT MI
Township / Civil Division	GRAND RAPIDS
Census Block Group	2
Census Block	2007
Census Tract	3200

Owner

1046 Dunham St SE is owner-occupied and held in a trust since September 2025.

Source: Kent County records, as of September 18, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1046 DUNHAM ST SE, GRAND RAPIDS, MI 49506-2683
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
	Deed of Trust, Mortgage
Sep 22, 2025	Warranty Deed, Transfer · Conventional Mortgage OLD NATIONAL BANK
Jan 25, 2023	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN MUTUAL INC
Sep 20, 2019	Warranty Deed, Transfer · Conventional Mortgage VAN DYK MORTGAGE CORP
Mar 9, 2018	Warranty Deed, Transfer STAR TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2025 · Amount on File
Deed Sale	Sep 22, 2025 · Amount on File
Prior Sale	Jan 25, 2023 · Amount on File
Deed Document Number	202561853
Prior Transfer Date	Jan 23, 2017
Prior Transfer Doc	0000021078
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENT MI
Recording Date	May 7, 2026
Property Address	1046 DUNHAM ST SE, GRAND RAPIDS, MI 49506-2683
Document Number	0000029965
Instrument Date	Apr 22, 2026
Instrument	202629965
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	1046 DUNHAM ST SE, GRAND RAPIDS, MI 49506-2683

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	1046 DUNHAM ST SE, GRAND RAPIDS, MI 49506-2683
Transaction Type	Mortgage
Record Updated	Oct 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1046 DOWNAM ST, GRAND RAPIDS, MI

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Sep 22, 2025
Property Address	1046 DUNHAM ST SE, GRAND RAPIDS, MI 49506-2683
Document Number	0000061853
Map Reference	LB 42 PG 30
Instrument Date	Sep 19, 2025
Instrument	20250922-0061853
Transaction Type	Transfer
Record Updated	Oct 8, 2025
Title Company	NEXT DOOR TITLE AGENCY LLC, NEXT DOOR TITLE AGENNCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,077.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1046 DUNHAM ST SE, GRAND RAPIDS, MI 49506-2683

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 KOMMER CT NW, GRAND RAPIDS, MI 49504-3600

Mortgage

Document Number	0000062118
Date	Sep 22, 2025
Instrument	20250923-0062118

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jan 25, 2023
Property Address	1046 DUNHAM ST SE, GRAND RAPIDS, MI 49506-2683
Document Number	0000004404
Map Reference	LB 42 PG 30
Instrument Date	Jan 20, 2023
Instrument	20230125-0004404
Transaction Type	Transfer
Record Updated	Sep 4, 2024
Title Company	CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1046 DUNHAM ST SE, GRAND RAPIDS, MI 49506-2683

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 MANZANA CT NW # 30, 30, GRAND RAPIDS, MI 49534-7177

Mortgage

Document Number	0000004405
Date	Jan 25, 2023
Instrument	20230125-0004405

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

Mortgage

Document Number	0000004406
Date	Jan 25, 2023
Instrument	20230125-0004406

Lender

Name	MICHIGAN STATE HOUSING DEV AUTHORITY
Type	Government Agency
Address	LANSING, MI 48912

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Sep 20, 2019
Property Address	1046 DUNHAM ST SE, GRAND RAPIDS, MI 49506-2683
Document Number	0000072102
Map Reference	LB 42 PG 30
Instrument Date	Sep 6, 2019
Instrument	20190920-0072102
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,242.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1046 DUNHAM ST SE, 1046, GRAND RAPIDS, MI 49506-2683

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 BAYBERRY POINTE DR NW, GRAND RAPIDS, MI 49534-4678

Mortgage

Document Number	0000072103
Date	Sep 20, 2019
Instrument	20190920-0072103

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Mortgage

Document Number	0000072104
Date	Sep 20, 2019
Instrument	20190920-0072104

Lender

Name	MICHIGAN STATE HSNG DEVELOPMENT AUTHORIT
Type	Government Agency
Address	LANSING, MI 48912

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Mar 9, 2018
Property Address	1046 DUNHAM ST SE, GRAND RAPIDS, MI 49506-2683
Document Number	0000017318
Map Reference	LB42 PG30
Instrument Date	Feb 15, 2018
Instrument	20180309-0017318
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	STAR TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$1,032.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1046 DUNHAM ST SE, 1046, GRAND RAPIDS, MI 49506-2683

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3103 WINTER RIDGE DR, HOLLAND, MI 49424-8508

Tax Assessment & Valuation

The 2025 property tax bill for 1046 Dunham St SE was $2,997, up 8.8% from the year before.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Grand Rapids City
Unified School District	Grand Rapids Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$108,400 (+10.16%)	$216,800 (+10.16%)
2025	$2,997.00 (+8.78%)	$98,400	$196,800
2024	$2,755.00
2023		$80,800	$161,600
2021	$1,569.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1046 Dunham St SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1046 Dunham St SE has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND RAPIDS serves 306,901 people · EPA ID MI0002790
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 890 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000

May also be available: Metronet, T-Mobile, Verizon.

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