1046 Dover Cir, Sumter, SC 29154 Property Records

Sumter County property record for 1046 Dover Cir, Sumter, SC 29154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,553 sqft · built 1976
Lot Size	0.414 acres (18,044 sqft)
Owner	Individual Name on Record
Last Sale	$118,000 (Aug 2018)
Tax Bill	$916 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`226-16-01-011`

Property Details

APN / Parcel Number

Primary APN	`226-16-01-011`
Alternative APN	`37128`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,553 sqft Living Area
1st Floor Area	1,553 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1978
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	18,044 sqft
Lot Width	110 ft Width
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Patio Area	165 sqft
Shed	1 Shed
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	37128
Old Parcel Number	226 16 01 011
Street Address	1046 DOVER CIR
City	SUMTER
State	SC
Zip	29154-7338
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	LOT 14 Z37-349 109.58 FT PB87-135
Legal Subdivision	FOREST HILL SUB
Legal Lot Number	14
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	3
Census Block	3027
Census Tract	1704

Owner

Source: Sumter County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1046 DOVER CIR, SUMTER, SC 29154-7338
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage RESOURCE FINANCIAL SERVICES INC
Aug 22, 2018	Deed, Transfer · FHA Mortgage RESOURCE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2018 · Amount on Record
Deed Sale	Aug 22, 2018 · Amount on Record
Deed Document Number	0012473640
Deed Book / Page	1247 / 3640
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	1046 DOVER CIR, SUMTER, SC 29154-7338
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012771964
Date	Nov 30, 2020
Book Page	1277/1964

Lender

Name	RESOURCE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	COLUMBIA, SC 29205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Aug 22, 2018
Property Address	1046 DOVER CIR, SUMTER, SC 29154-7338
Document Number	0012473640
Book / Page	1247 / 3640
Map Reference	MB Z-37 PG349
Instrument Date	Aug 21, 2018
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$166.60
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1046 DOVER CIR, SUMTER, SC 29154-7338

Mortgage

Document Number	0012473645
Date	Aug 22, 2018
Instrument	1247/3645

Lender

Name	RESOURCE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$916.00 (+1.78%)	$5,170 (-0.19%) Land $600 Building $4,570	$129,469 (-) Land $15,000 Building $114,469
2023		$5,180 (-) Land $600 Building $4,580	$129,469 (-) Land $15,000 Building $114,469
2022	$900.00	$5,180 Land $600 Building $4,580	$129,469 Land $15,000 Building $114,469

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	18 (1989–2020)
Claims Outside the SFHA	11 of 18
Most Recent Claim	Sep 2020 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: FTC.

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