1046 Cragmont Ave, Berkeley, CA 94708 Property Records

Alameda County property record for 1046 Cragmont Ave, Berkeley, CA 94708

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,105 sqft · built 1924
Lot Size	0.115 acres (5,022 sqft)
Owner	2 Individual Names on File
Last Sale	$1,580,000 (May 2019)
Tax Bill	$27,164 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`63-2987-16`

Property Details

APN / Parcel Number

Primary APN	`63-2987-16`
Alternative APN	`063-2987-016-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,105 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1930
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Gravel
Lot Area	5,022 sqft (0.115 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1046 CRAGMONT AVE
City	BERKELEY
State	CA
Zip	94708-1434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00016 BLK: AR: 0063 PAGE: 2987
Legal Subdivision	NORTH CRAGMONT
Legal Block	19
Legal Lot Number	19
Jurisdiction	ALAMEDA CA
Township / Civil Division	BERKELEY
Census Block Group	2
Census Block	2023
Census Tract	421500

Owner

1046 Cragmont Ave is owned and occupied by two individuals who bought it in May 2019.

Source: Alameda County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1046 CRAGMONT AVE, BERKELEY, CA 94708-1434
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 8, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2019 · Amount on File
Deed Sale	May 17, 2019 · Amount on File
Prior Sale	Jun 22, 2010 · Amount on File
Deed Document Number	201991521
Prior Transfer Date	Jan 2, 2019
Prior Transfer Doc	0000026759
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1046 CRAGMONT AVE, BERKELEY, CA 94708-1434
Transaction Type	Mortgage
Record Updated	Nov 26, 2021
Title Company	ACADIA SETTLEMENT SERVICES LLC, RADIAN SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1046 CRAGMONT AVE, BERKELEY, CA 94708-1434

Mortgage

Document Number	0000365466
Date	Nov 8, 2021
Instrument	2021365466

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Sep 22, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1046 CRAGMONT AVE, BERKELEY, CA 94708-1434
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1046 CRAGMONT AVE, BERKELEY, CA 94708-1434

Mortgage

Document Number	0000288965
Date	Oct 29, 2020
Instrument	2020288965

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2050

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Feb 8, 2019
Property Address	1046 CRAGMONT AVE, BERKELEY, CA 94708-1434
Document Number	0000026759
Instrument Date	Jan 2, 2019
Instrument	26759
Transaction Type	Transfer
Record Updated	Mar 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1046 CRAGMONT AVE BERKELEY CA 947081434, BERKELEY, CA 94708-1434

Tax Assessment & Valuation

The 2025 property tax bill for 1046 Cragmont Ave was $27,164 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Berkeley City
Unified School District	Berkeley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,790,739 (+1.6%) Land $568,905 Building $1,228,834
2025	$27,164.00 Homeowner's exemption	$1,762,490 Land $557,750 Building $1,204,740
2023	$24,528.00 Homeowner's exemption	$1,694,060 Land $536,095 Building $1,157,965	$1,711,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1046 Cragmont Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1993–1998)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1046 Cragmont Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 805 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sonic Telecom Fiber	1,000 / 1,000
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100

May also be available: AT&T, T-Mobile.

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