1046 Chuckanut Dr, Bellingham, WA 98229 Property Records

Whatcom County property record for 1046 Chuckanut Dr, Bellingham, WA 98229

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,395 sqft · built 1972
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$1,000,000 (Oct 2022)
Tax Bill	$10,800 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Oct 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`88761`

Property Details

APN / Parcel Number

Primary APN	`88761`
Alternative APNs	`370224 509190 0000` `20209`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,395 sqft Living Area
1st Floor Area	1,395 sqft
Basement Area	675 sqft
Finished Basement	675 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Architectural Style	Other
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Mixed
Garage Area	1,220 sqft
Parking Spaces	5 Parking Spaces
Deck Area	460 sqft
Storage Building	168 sqft

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	88761
Street Address	1046 CHUCKANUT DR
City	BELLINGHAM
State	WA
Zip	98229-8982
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR2
Legal Description	N 117 FT OF TR IN GOVT LOT 3 DAF-BEAP ON E LI OF GOVT LOT 3 SD PT BEING 643 FT N OF SE COR OF GOVT LOT 3-RUNNING TH W TAP ON
Legal Range	02
Legal Township	37
Legal Section	24
Legal Lot Number	3
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	2
Census Block	2009
Census Tract	1202

Owner

1046 Chuckanut Dr is owned and occupied by an individual who bought it in October 2022.

Source: Whatcom County records, as of March 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1046 CHUCKANUT DR, BELLINGHAM, WA 98229-8982
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2022	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Oct 26, 2021	Deed of Trust, Mortgage · Line of Credit BANNER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2022 · Amount on File
Deed Sale	Oct 28, 2022 · Amount on File
Deed Document Number	2022-1002493
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Oct 28, 2022
Property Address	1046 CHUCKANUT DR, BELLINGHAM, WA 98229-8982
Document Number	0001002493
Instrument Date	Oct 26, 2022
Instrument	2022-1002493
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	NOT AVAILABLE, WHATCOM LAND TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$16,905.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1046 CHUCKANUT DR, BELLINGHAM, WA 98229-8982
Investor	Possibly a Property Investor

Mortgage

Document Number	0001002494
Date	Oct 28, 2022
Instrument	2022-1002494

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1046 CHUCKANUT DR, BELLINGHAM, WA 98229-8982
Transaction Type	Mortgage
Record Updated	Nov 1, 2021
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1046 CHUCKANUT DR, BELLINGHAM, WA 98229-8982

Mortgage

Document Number	20211003897
Date	Oct 26, 2021
Instrument	2021-1003897

Lender

Name	BANNER BANK
Type	Bank
Address	BELLINGHAM, WA 98226

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1046 Chuckanut Dr was $10,800.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,800.00	$1,207,406 Land $768,443 Building $438,963	$1,207,406 Land $768,443 Building $438,963
2022		$831,852 Land $530,900 Building $300,952	$831,852 Land $530,900 Building $300,952
2021	$6,321.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1046 Chuckanut Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1990–1996)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Dec 1996 · Severe Winter Storms, Land & Muds Slides,flooding
Claims by Event	Severe Storms & Flooding, Nov 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1046 Chuckanut Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	60 / 5

May also be available: Xfinity.

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